Ridgefield Town property record for 55 Gilbert St, Ridgefield, CT 06877
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,210 sqft · built 1941 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,150,000 (Mar 2025) |
| Tax Bill | $14,305 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance Mar 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E140055 |
| Primary APN | E140055 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,210 sqft Living Area |
| Basement Area | 1,124 sqft |
| Unfinished Basement | 524 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | E140055 |
|---|---|
| Street Address | 55 GILBERT ST |
| City | RIDGEFIELD |
| State | CT |
| Zip | 06877-4502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Block | 55 |
| Jurisdiction | RIDGEFIELD CT |
| Township / Civil Division | RIDGEFIELD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 245500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ridgefield Center Historic District listed 1984 · 242 contributing resources · NRIS 84000817 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Ridgefield Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 514 N PESHTIGO CT, 1808, CHICAGO, IL 60611-5363 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Mar 11, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage LIBERTY BANK |
| May 1, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2025 · Amount on Record |
| Deed Sale | Mar 11, 2025 · Amount on Record |
| Prior Sale | May 1, 2020 · Amount on Record |
| Deed Book / Page | 1176 / 215 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIDGEFIELD CT |
| Property Address | 55 GILBERT ST, RIDGEFIELD, CT 06877-4502 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001132-663 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 1132/663 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RIDGEFIELD CT |
| Recording Date | Mar 11, 2025 |
| Property Address | 55 GILBERT ST, RIDGEFIELD, CT 06877-4502 |
| Document Number | 001176-215 |
| Book / Page | 1176 / 215 |
| Instrument Date | Mar 10, 2025 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 514 N PESHTIGO CT APT 1808, 1808, CHICAGO, IL 60611-5363 |
| Document Number | 0001176217 |
|---|---|
| Date | Mar 11, 2025 |
| Instrument | 1176/217 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Type Change Date | Apr 1, 2032 |
| Max Rate At Change | 2.75% |
| Index | Other |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RIDGEFIELD CT |
| Recording Date | May 1, 2020 |
| Property Address | 55 GILBERT ST, RIDGEFIELD, CT 06877-4502 |
| Document Number | 1090-133 |
| Book / Page | 1090 / 133 |
| Instrument Date | Apr 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 847 W BRADLEY PL, CHICAGO, IL 60613-4359 |
| Document Number | 1090135 |
|---|---|
| Date | May 1, 2020 |
| Instrument | 1090/135 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Ridgefield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Ridgefield Town |
| Unified School District | Ridgefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,305.00 | $522,270 (+1.02%) Land $273,910 Building $248,360 | $365,589 Land $191,737 Building $173,852 |
| 2024 | $14,305.00 (+7.2%) | ||
| 2023 | $13,344.00 (+13.88%) | $517,020 (+25.44%) Land $273,910 Building $243,110 | |
| 2022 | $11,718.00 | $412,170 Land $238,210 Building $173,960 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-RIDGEFIELD private · serves 7,476 people · EPA ID CT1180011 |
|---|---|
| Water Source | Purchased surface water from AQUARION-EASTERN FAIRFIELD COUNTY |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures