43 Gilbert St, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 43 Gilbert St, Ridgefield, CT 06877 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,567 sqft · built 1881
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,724 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Apr 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`E140065`

Property Details

APN / Parcel Number

Primary APN	`E140065`
Alternative APN	`RIDG M:E14 B:0065`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,567 sqft Living Area
Basement Area	616 sqft
Unfinished Basement	616 sqft

Exterior

Year Built	Built 1881
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	E140065
Street Address	43 GILBERT ST
City	RIDGEFIELD
State	CT
Zip	06877-4539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	65
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	1
Census Block	1001
Census Tract	245500

Owner

Source: Ridgefield Town records · APN E140065

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	43 GILBERT ST, RIDGEFIELD, CT 06877-4539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 01, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FM HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	43 GILBERT ST, RIDGEFIELD, CT 06877-4539
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001182-240
Date	Aug 28, 2025
Book Page	1182/240

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2055

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	43 GILBERT ST, RIDGEFIELD, CT 06877-4539
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1088-441
Date	Apr 01, 2020
Book Page	1088/441

Lender

Name	FM HOME LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Ridgefield Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,724.00	$428,050 (-) Land $274,190 Building $153,860	$299,635 Land $191,933 Building $107,702
2024	$11,724.00 (+6.12%)
2023	$11,048.00 (-2.68%)	$428,050 (+7.2%) Land $274,190 Building $153,860
2022	$11,352.00	$399,300 Land $238,430 Building $160,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09001C, updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Ridgefield Center Historic District listed 1984 · 242 contributing resources · NRIS 84000817

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 250 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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