Westchester County and Ossining Town property record for 55 Garden St, Ossining, NY 10562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,104 sqft · built 1963 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $13,986 (2026) |
| Deeds & Mortgages | Oct 2023 Transfer May 2023 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 554289 90.15-2-5 |
| Primary APN | 554289 90.15-2-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 125 ft deep x 83 ft wide |
| Garage Type | Basement |
| Porch | Open Porch |
| Porch Area | 308 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 55 GARDEN ST |
|---|---|
| City | OSSINING |
| State | NY |
| Zip | 10562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 5.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | OSSINING |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 13700 |
55 Garden St is owned and occupied by two individuals who acquired it in September 2023.
Source: Westchester County and Ossining Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 GORDON AVE, BRIARCLIFF MANOR, NY 10510-1530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2023 | Intrafamily Transfer, Transfer |
| May 5, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Dec 22, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 1, 2023 |
| Transfer Doc | 0000003068 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Oct 4, 2023 |
| Property Address | 55 GARDEN ST, OSSINING, NY 10562 |
| Document Number | 0632443068 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 632443068 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 55 GORDON AVE, BRIARCLIFF MANOR, NY 10510-1530 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 55 GORDON AVE, BRIARCLIFF MANOR, NY 10510-1530 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 55 GARDEN ST, OSSINING, NY 10562 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|---|
| Address | 55 GORDON AVE, BRIARCLIFF MANOR, NY 10510-1530 |
| Document Number | 0631253407 |
|---|---|
| Date | May 5, 2023 |
| Instrument | 631253407 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.6% |
| Index | Other |
| Max Rate | 11.6% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Dec 22, 2020 |
| Property Address | 55 GARDEN ST, OSSINING, NY 10562 |
| Document Number | 0603093118 |
| Book / Page | 060309 / 003118 |
| Instrument Date | Nov 12, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 55 GORDON AVE BRIARCLIFF MANOR NY 105101530, BRIARCLIFF MANOR, NY 10510-1530 |
The 2026 property tax bill for 55 Garden St was $13,986 with exemptions applied.
Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Ossining Town |
| Unified School District | Ossining Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,986.00 Homeowner's exemption Veteran's exemption | ||
| 2025 | $576,800 (+3.18%) Land $288,300 Building $288,500 | $576,800 (+3.18%) Land $288,300 Building $288,500 | |
| 2024 | Homeowner's exemption Veteran's exemption | $559,000 (+6.92%) Land $180,500 Building $378,500 | $559,000 (+6.92%) Land $180,500 Building $378,500 |
| 2023 | $522,800 Land $180,500 Building $342,300 | $522,800 Land $180,500 Building $342,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Garden St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 11 (1978–2021) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Garden St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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