48 Garden St, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 48 Garden St, Ossining, NY 10562

Property Summary

Property TypeResidential Vacant Land
Details4 bd · 2.5 ba · 2,428 sqft · built 1969
Lot Size0.99 acres (43,124 sqft)
OwnerIndividual Name on Record
Tax Bill$8,586 (2026)
Deeds & MortgagesOct 2025 Sale
Flood ZoneZone X (minimal risk)
APN554289 90.15-2-38

Property Details

APN / Parcel Number

Primary APN554289 90.15-2-38
Alternative APN
  • 55428900107A002 001

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,428 sqft Living Area
1st Floor Area1,304 sqft
Basement Area1,124 sqft
Finished Basement1,124 sqft
Unfinished Basement1,124 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleRaised Ranch
Exterior MaterialWood
Lot Area43,124 sqft (0.99 acres)
Garage TypeCarport
Garage Area440 sqft
CarportCarport
Carport Area440 sqft
PorchOpen Porch
Porch Area572 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address48 GARDEN ST
CityOSSINING
StateNY
Zip10562-3409
Property CategoryResidential
Property TypeVacant Land > Residential
Legal Block2
Legal Lot Number38.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionOSSINING
Census Block Group2
Census Block2012
Census Tract13700

Owner

Source: Westchester County and Ossining Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address157 SALEM RD, POUND RIDGE, NY 10576-1324
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionWESTCHESTER NY
Recording DateOct 21, 2025
Property Address48 GARDEN ST, OSSINING, NY 10562-3409
Document Number0652693575
Map ReferenceMAP 3557
Instrument DateOct 3, 2025
Instrument652693575
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyALL NEW YORK TITLE AGENCY INC, ALL NEW YORK TITLE AGCY INC

Transaction

AmountAmount Recorded
Tax$640.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address157 SALEM RD, POUND RIDGE, NY 10576-1324

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 INTERLAKEN DR, EASTCHESTER, NY 10709-1529

Tax Assessment & Valuation

Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionOssining Town
Unified School DistrictOssining Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,586.00
2025$316,000 (+9.76%) Land $316,000$316,000 (+9.76%) Land $316,000
2024$287,900 (+6.91%) Land $287,900$287,900 (+6.91%) Land $287,900
2023$269,300 Land $269,300$269,300 Land $269,300
2020$4,615.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims11 (1978–2021)
Claims Outside the SFHA5 of 11
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSSINING WATER DEPARTMENT
serves 30,000 people · EPA ID NY5903451
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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