Alleghany County property record for 55 Folger Rd, Sparta, NC 28675 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Cottage |
| Year Built | Built 1970 |
| Square Footage | 852 sqft Living Area |
| Lot Size | 158,123 sqft (3.63 acres) |
| Last Sale | $76,000 (2018) |
| Tax Bill | $671.00 (2025) |
Source: Alleghany County records · APN 3989627008
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5334 SHOREVIEW DR, CONCORD, NC 28025-9416 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 26, 2022 | Deed of Trust, Mortgage NOVA CU |
| Nov 16, 2018 | Deed of Trust, Mortgage DOROTHY A CROUSE |
| Jul 08, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance NOVA CU |
| Nov 16, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 16, 2018 · Amount on Record |
| Deed Sale | Nov 16, 2018 · Amount on Record |
| Deed Doc Number | 20182271 |
| Deed Book / Page | 396 / 764 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 55 FOLGER RD, SPARTA, NC 28675-8829 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000432/387 |
|---|---|
| Date | Sep 26, 2022 |
| Book Page | 432/387 |
| Instrument | 2289 |
| Name | NOVA CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28208 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 55 FOLGER RD, SPARTA, NC 28675-8829 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000396/0000000768 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 0000000396/0000000768 |
| Instrument | 000000002272 |
| Name | DOROTHY A CROUSE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 2 Months |
| Due | Jan 01, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 55 FOLGER RD, SPARTA, NC 28675-8829 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 401/62 |
|---|---|
| Date | Jul 08, 2019 |
| Book Page | 401/62 |
| Instrument | 1364 |
| Name | NOVA CU |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Nov 16, 2018 |
| Property Address | 55 FOLGER RD, SPARTA, NC 28675-8829 |
| Document Number | 396/764 |
| Book / Page | 396 / 764 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 000000002271 |
| Transaction Type | Transfer |
| Record Updated | Jul 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4300 IRISH DR, CONCORD, NC 28025 |
Source: Alleghany County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Unified School District | Alleghany County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,200 (-) Land $48,400 Building $37,800 | $86,200 (-) Land $48,400 Building $37,800 | |
| 2025 | $671.00 | ||
| 2023 | $86,200 Land $48,400 Building $37,800 | $86,200 Land $48,400 Building $37,800 |
Source: FEMA National Flood Hazard Layer, Alleghany County (37005C), updated July 16, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,961 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 3989627008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 852 sqft Living Area |
| 1st Floor | 852 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cottage Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 158,123 sqft (3.63 acres) |
| Shed | 1 Shed |
|---|---|
| Shed Area | 128 sqft Shed |
| Deck Area | 40 sqft Deck |
| Porch Area | 40 sqft Porch |
| Cooling System | Window A/C Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 79020 |
|---|---|
| Street Address | 55 FOLGER RD |
| City | SPARTA |
| State | NC |
| Zip | 28675-8829 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | ALLEGHANY NC |
| Minor Civil Division | WHITEHEAD |
| Census Blockgroup | 3 |
| Census Block | 3026 |
| Census Tract | 950300 |
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