Alleghany County property record for 324 Folger Rd, Sparta, NC 28675
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,345 sqft · built 1989 |
| Lot Size | 7.04 acres (306,662 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $549 (2026) |
| Deeds & Mortgages | Jan 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 3989523249 |
| Primary APN | 3989523249 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,345 sqft Living Area |
| 1st Floor Area | 1,345 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Other |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 306,662 sqft (7.04 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 200 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 5266 |
|---|---|
| Street Address | 324 FOLGER RD |
| City | SPARTA |
| State | NC |
| Zip | 28675-8830 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R1 |
| Legal Description | ENCAPTURED MH CLASSIFIED AS REAL ESTATE |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | WHITEHEAD |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 950300 |
324 Folger Rd, a mobile home, is owned and occupied by an individual.
Source: Alleghany County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 324 FOLGER RD, SPARTA, NC 28675-8830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 324 FOLGER RD, SPARTA, NC 28675-8830 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2020 |
| Name | Verified Name |
|---|
| Document Number | 405/477 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 405/477 |
| Instrument | 117 |
| Name | SKYLINE NATIONAL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2035 |
The 2026 property tax bill for 324 Folger Rd was $549 with a senior citizen's exemption, up 1.9% from the year before.
Source: Alleghany County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Unified School District | Alleghany County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $549.00 (+1.86%) Senior Citizen's exemption | $101,300 Land $69,500 Building $31,800 | $101,300 Land $69,500 Building $31,800 |
| 2025 | $539.00 Senior Citizen's exemption | ||
| 2023 | $101,300 Land $69,500 Building $31,800 | $101,300 Land $69,500 Building $31,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 324 Folger Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 324 Folger Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
5G (outdoors only)
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