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55 Enclave Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 55 Enclave Dr, Winter Haven, FL 33884

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,444 sqft · built 2001
Lot Size0.051 acres (2,217 sqft)
Owner2 Individual Names on File
Last Sale$246,000 (Dec 2024)
Tax Bill$2,488 (2025)
Deeds & MortgagesJun 2023 Sale
Mar 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-28-31-850502-000550

Property Details

APN / Parcel Number

Primary APN27-28-31-850502-000550
Alternative APNs
  • 312827850502000550
  • 12827000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,444 sqft Living Area
Gross Area1,885 sqft
1st Floor Area1,444 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area2,217 sqft (0.051 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area441 sqft
PorchUnfinished Open Porch
Porch Area82 sqft
Patio Area72 sqft

Location & Zoning

Street Address55 ENCLAVE DR
CityWINTER HAVEN
StateFL
Zip33884-1327
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionCYPRESSWOOD ENCLAVE PHASE TWO PB 105 PG 1 LOT 55
Legal Range27E
Legal Township28S
Legal Section31
Legal SubdivisionCYPRESSWOOD ENCLAVE PHASE TWO
Legal Phase2
Legal Tract850502
Legal Block2
Legal Lot Number55
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group2
Census Block2065
Census Tract14123

Owner

55 Enclave Dr, a townhouse, is owned by two individuals who bought it in December 2024.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address3157 BEAUCHAMP CT, WINTER HAVEN, FL 33884-1205
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2023Warranty Deed, Transfer
SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY
Mar 8, 2021Correction Deed
SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY
Dec 17, 2020Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FIN'L CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2024 · Amount on File
Deed SaleDec 11, 2024 · Amount on File
Prior SaleJun 28, 2023 · Amount on File
Deed Document Number2024280199
Deed Book / Page13363 / 1163
Prior Transfer DateFeb 18, 2021
Prior Transfer Doc0000058734
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 28, 2023
Property Address55 ENCLAVE DR, WINTER HAVEN, FL 33884-1327
Document Number0000151008
Book / Page12744 / 1036
Map ReferenceMB 105 PG 1
Instrument DateJun 23, 2023
Instrument2023151008
Transaction TypeTransfer
Record UpdatedJul 11, 2023
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount on Record
Tax$1,715.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 121, WHITSETT, NC 27377-0121

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 ENCLAVE DR, WINTER HAVEN, FL 33884-1327

March 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionPOLK FL
Recording DateMar 8, 2021
Property Address55 ENCLAVE DR, WINTER HAVEN, FL 33884-1327
Document Number0000058734
Book / Page11612 / 1087
Map ReferenceMB 105 PG 1
Instrument DateFeb 18, 2021
Instrument2021058734
Record UpdatedDec 23, 2021
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address3209 STONEWATER DR, 3209, LAKELAND, FL 33803-5977

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 ENCLAVE DR, WINTER HAVEN, FL 33884-1327

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 17, 2020
Property Address55 ENCLAVE DR, WINTER HAVEN, FL 33884-1327
Document Number0115001302
Book / Page011500 / 001302
Instrument DateNov 27, 2020
Instrument273359
Transaction TypeTransfer
Record UpdatedJan 5, 2021
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,204.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address55 ENCLAVE DR WINTER HAVEN FL 338841327, WINTER HAVEN, FL 33884-1327

Mortgage

Document Number115001303
DateDec 17, 2020
Book Page011500/001303
Instrument273360
Lender
NameAMERIFIRST FIN'L CORP
AddressPORTAGE, MI 49002
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 55 Enclave Dr was $2,488.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$189,200 (-1.71%) Land $100 Building $189,100$189,200 (-1.71%) Land $100 Building $189,100
2025$2,488.00$192,500 Land $100 Building $192,400$192,500 Land $100 Building $192,400
2023$1,674.00 (+4.04%)$131,177 (+3%)$189,000 (+14.89%) Land $100 Building $188,900
2022$1,609.00 Homeowner's exemption$127,356$164,500 Land $100 Building $164,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Enclave Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 105 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies105 in force
Nearby Flood Claims3 (2017–2022)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Enclave Dr is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

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