Polk County property record for 49 Enclave Dr, Winter Haven, FL 33884
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,682 sqft · built 1999 |
| Lot Size | 0.068 acres (2,958 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $286,000 (Jan 2026) |
| Tax Bill | $2,525 (2025) |
| Deeds & Mortgages | Jan 2026 Sale Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-31-850502-000490 |
| Primary APN | 27-28-31-850502-000490 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,682 sqft Living Area |
| Gross Area | 2,123 sqft |
| 1st Floor Area | 1,682 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 2,958 sqft (0.068 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 30 sqft |
| Street Address | 49 ENCLAVE DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1327 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | CYPRESSWOOD ENCLAVE PHASE TWO PB 105 PG 1 LOTS 49 & 50 N1/3 |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 31 |
| Legal Subdivision | CYPRESSWOOD ENCLAVE PHASE TWO |
| Legal Phase | 2 |
| Legal Tract | 850502 |
| Legal Block | 2 |
| Legal Lot Number | 49,50 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 14123 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 49 ENCLAVE DR, WINTER HAVEN, FL 33884-1327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 30, 2026 | Warranty Deed, Transfer ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC |
| Dec 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU |
| Dec 22, 2017 | Warranty Deed, Transfer LAKELAND TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2026 · Amount on Record |
| Deed Sale | Jan 30, 2026 · Amount on Record |
| Prior Sale | Dec 13, 2023 · Amount on Record |
| Deed Document Number | 202625762 |
| Deed Book / Page | 13866 / 931 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 30, 2026 |
| Property Address | 49 ENCLAVE DR, WINTER HAVEN, FL 33884-1327 |
| Document Number | 0000025762 |
| Book / Page | 13866 / 931 |
| Map Reference | MB 105 PG 1 |
| Instrument Date | Jan 29, 2026 |
| Instrument | 2026025762 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Title Company | ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,002.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 49 ENCLAVE DR, WINTER HAVEN, FL 33884-1327 |
| Name | Verified Name |
|---|---|
| Address | 49 ENCLAVE DR, WINTER HAVEN, FL 33884-1327 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 13, 2023 |
| Property Address | 49 ENCLAVE DR, WINTER HAVEN, FL 33884-1327 |
| Document Number | 0000291064 |
| Book / Page | 12939 / 1984 |
| Map Reference | MB 105 PG 1 |
| Instrument Date | Dec 7, 2023 |
| Instrument | 2023291064 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,040.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1031 CORSO DR, WINTER HAVEN, FL 33884-3443 |
| Document Number | 0129391986 |
|---|---|
| Date | Dec 13, 2023 |
| Instrument | 12939/1986 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 22, 2017 |
| Property Address | 49 ENCLAVE DR, WINTER HAVEN, FL 33884-1327 |
| Document Number | 0103500177 |
| Book / Page | 010350 / 000177 |
| Instrument Date | Dec 20, 2017 |
| Instrument | 247448 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2018 |
| Title Company | LAKELAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,274.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10400 FOX RIDGE RD CORNING NY 148309562, CORNING, NY 14830-9562 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $231,000 (-1.91%) Land $100 Building $230,900 | $231,000 (-1.91%) Land $100 Building $230,900 | |
| 2025 | $2,525.00 (-19.07%) Homeowner's exemption | $235,500 (+9.53%) Land $100 Building $235,400 | $235,500 (+9.53%) Land $100 Building $235,400 |
| 2023 | $3,120.00 (+10.09%) | $215,000 (+14.97%) Land $100 Building $214,900 | $215,000 (+14.97%) Land $100 Building $214,900 |
| 2022 | $2,834.00 | $187,000 Land $100 Building $186,900 | $187,000 Land $100 Building $186,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 105 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 3 (2017–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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