55 Elwin St, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 55 Elwin St, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,340 sqft · built 2002
Lot Size	0.157 acres (6,856 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Mar 2020)
Tax Bill	$10,324 (2026)
Deeds & Mortgages	Feb 2021 Refinance Sep 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0009 B:0518 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0009 B:0518 L:0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,340 sqft Living Area
Gross Area	4,405 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,856 sqft (0.157 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	55 ELWIN ST
City	SWAMPSCOTT
State	MA
Zip	01907-1064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Block	518
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	1
Census Block	1008
Census Tract	202103

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 ELWIN ST, SWAMPSCOTT, MA 01907-1064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP
Sep 20, 2017	Deed of Trust, Mortgage · Closed-End Mortgage BELMONT SAVINGS BANK
Feb 16, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 16, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance NEW FED MORTGAGE CORP
Mar 5, 2020	Quit Claim Deed, Transfer · Conventional with PMI NEW FED MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2020 · Amount on Record
Deed Sale	Mar 5, 2020 · Amount on Record
Prior Sale	Apr 29, 2016 · Amount on Record
Deed Document Number	2020610520
Last Transfer Date	Feb 9, 2021
Transfer Doc	621839
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	55 ELWIN ST, SWAMPSCOTT, MA 01907-1064
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000621841
Date	Feb 16, 2021
Instrument	621841

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	55 ELWIN ST, SWAMPSCOTT, MA 01907-1064
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000586320
Date	Sep 20, 2017
Instrument	586320

Lender

Name	BELMONT SAVINGS BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 1, 2042

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Feb 16, 2021
Property Address	55 ELWIN ST, SWAMPSCOTT, MA 01907-1064
Document Number	621839
Instrument Date	Feb 9, 2021
Instrument	621839
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 ELWIN ST, SWAMPSCOTT, MA 01907-1064

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Feb 16, 2021
Property Address	55 ELWIN ST, SWAMPSCOTT, MA 01907-1064
Document Number	0000621840
Instrument Date	Feb 9, 2021
Instrument	621840
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55 ELWIN ST, SWAMPSCOTT, MA 01907-1064

Mortgage

Document Number	0000621841
Date	Feb 16, 2021
Instrument	621841

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Mar 5, 2020
Property Address	55 ELWIN ST, SWAMPSCOTT, MA 01907-1064
Document Number	0000610520
Instrument Date	Mar 4, 2020
Instrument	610520
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,101.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 ELWIN ST SWAMPSCOTT MA 019071064, SWAMPSCOTT, MA 01907-1064

Mortgage

Document Number	610521
Date	Mar 5, 2020
Instrument	610521

Lender

Name	NEW FED MTG CORP

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2050

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,324.00 (+3.79%)	$860,300 (-0.8%) Land $252,300 Building $608,000	$962,849 (+15.02%)
2025	$9,947.00 (+9.12%)	$867,200 (+11.68%) Land $252,300 Building $614,900	$837,140
2023	$9,116.00	$776,500 Land $240,300 Building $536,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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