26 Elwin St, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 26 Elwin St, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,794 sqft · built 2004
Lot Size	0.358 acres (15,581 sqft)
Owner	2 Trust Names on File
Tax Bill	$15,217 (2026)
Deeds & Mortgages	Nov 2017 Transfer Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0009 B:0524 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0009 B:0524 L:0`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,794 sqft Living Area
Gross Area	6,523 sqft
Basement Area	920 sqft
Unfinished Basement	920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,581 sqft (0.358 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	26 ELWIN ST
City	SWAMPSCOTT
State	MA
Zip	01907-1015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Block	524
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	1
Census Block	1010
Census Tract	202103

Owner

26 Elwin St is held in a trust since November 2017.

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	70 GRANITE ST, LYNN, MA 01904-2965
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2017	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2017
Deed Sale	Nov 17, 2017
Prior Sale	May 23, 2002 · Amount on File
Record Updated	Oct 29, 2026

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Nov 17, 2017
Property Address	26 ELWIN ST, SWAMPSCOTT, MA 01907-1015
Document Number	1711170039
Instrument Date	Nov 14, 2017
Instrument	1711170039
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	70 GRANITE ST LYNN MA 01901, LYNN, MA 01901

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	26 ELWIN ST, SWAMPSCOTT, MA 01907-1015
Document Number	0000588602
Instrument Date	Nov 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust

Mortgage

Document Number	0000588602
Date	Dec 7, 2017
Instrument	588602

Lender

Name	NORTH SHORE BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 26 Elwin St was $15,217, up 4.6% from the year before.

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,217.00 (+4.56%)	$1,268,100 (-0.06%) Land $338,900 Building $929,200	$1,057,095 (+4.76%)
2025	$14,554.00	$1,268,900 Land $338,900 Building $930,000	$1,009,090
2023	$14,050.00	$1,196,800 Land $322,800 Building $874,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Elwin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Elwin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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