55 Elm St, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 55 Elm St, Millburn, NJ 07041

Property Summary

Property Type	Single Family Home
Details	1,993 sqft · built 1926
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$899,000 (May 2018)
Tax Bill	$15,894 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-00209-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`12-00209-0000-00004`
Alternative APNs	`120020900004` `07041`

Interior

Stories	2 Stories
Building Area	1,993 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	55 ELM ST
City	MILLBURN
State	NJ
Zip	07041-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X200
Legal Block	209
Legal Lot Number	4
Jurisdiction	ESSEX NJ
Township / Civil Division	MILLBURN
Census Block Group	1
Census Block	1011
Census Tract	20200

Owner

55 Elm St is owned and occupied by two individuals who bought it in May 2018.

Source: Essex County and Millburn Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 ELM ST, MILLBURN, NJ 07041-2014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG
May 7, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK
Feb 6, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2018 · Amount on File
Deed Sale	May 7, 2018 · Amount on File
Prior Sale	Sep 25, 1998 · Amount on File
Deed Document Number	201839618
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	55 ELM ST, MILLBURN, NJ 07041-2014
Document Number	0000010558
Instrument Date	Jan 8, 2021
Transaction Type	Mortgage
Record Updated	Apr 5, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 ELM ST MILLBURN NJ 070412014, MILLBURN, NJ 07041-2014

Mortgage

Document Number	0000010558
Date	Jan 27, 2021
Instrument	10558

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2051

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	May 7, 2018
Property Address	55 ELM ST, MILLBURN, NJ 07041-2014
Document Number	0000039618
Instrument Date	Apr 26, 2018
Instrument	39618
Transaction Type	Transfer
Record Updated	Jun 19, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$899.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 ELM ST MILLBURN NJ 070412014, MILLBURN, NJ 07041-2014

Mortgage

Document Number	39619
Date	May 7, 2018
Instrument	39619

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 6, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 6, 2018
Property Address	55 ELM ST, MILLBURN, NJ 07041-2014
Document Number	0000010543
Instrument Date	Jan 22, 2018
Instrument	10543
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 ELM ST MILLBURN NJ 070412014, MILLBURN, NJ 07041-2014

Tax Assessment & Valuation

The 2025 property tax bill for 55 Elm St was $15,894, up 1.9% from the year before.

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Millburn Township
Unified School District	Millburn Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$787,200 (-) Land $490,300 Building $296,900	$787,200 (-) Land $490,300 Building $296,900
2025	$15,894.00 (+1.87%)	$787,200 Land $490,300 Building $296,900	$787,200 Land $490,300 Building $296,900
2024	$15,602.00
2023		$787,200 Land $490,300 Building $296,900	$787,200 Land $490,300 Building $296,900
2022	$15,295.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Elm St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1980–2011)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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