53 Elm St, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 53 Elm St, Millburn, NJ 07041

Property Summary

Property Type	Single Family Home
Details	3,338 sqft · built 1926
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$2,190,000 (Nov 2023)
Tax Bill	$22,045 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-00209-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`12-00209-0000-00005`
Alternative APNs	`120020900005` `07041`

Interior

Stories	2 Stories
Building Area	3,338 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	53 ELM ST
City	MILLBURN
State	NJ
Zip	07041-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X200
Legal Subdivision	TOWNSHIP/MILLBURN
Legal Block	209
Legal Lot Number	5
Jurisdiction	ESSEX NJ
Township / Civil Division	MILLBURN
Census Block Group	1
Census Block	1011
Census Tract	20200

Owner

53 Elm St is owned and occupied by two individuals who bought it in November 2023.

Source: Essex County and Millburn Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	53 ELM ST, MILLBURN, NJ 07041-2014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 27, 2023	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 29, 2023	Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC
Feb 23, 2021	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2023 · Amount on File
Deed Sale	Nov 27, 2023 · Amount on File
Prior Sale	Aug 29, 2023 · Amount on File
Deed Document Number	202370726
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	53 ELM ST, MILLBURN, NJ 07041-2014
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 ELM ST, MILLBURN, NJ 07041-2014

Mortgage

Document Number	0000066816
Date	Oct 27, 2025
Instrument	2025066816

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Nov 1, 2032
Change Frequency	5 Years
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	SOFR Average 30-Day
Max Rate	10.8%

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 27, 2023
Property Address	53 ELM ST, MILLBURN, NJ 07041-2014
Document Number	0000070726
Instrument Date	Oct 27, 2023
Instrument	2023070726
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	ABSOLUTE SETTLEMENT COMPANY, AABSOLUTE SETTLEMENT CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 PEACOCK FARM RD, LEXINGTON, MA 02421-6341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 ELM ST, MILLBURN, NJ 07041-2014

Mortgage

Document Number	0000070731
Date	Nov 27, 2023
Instrument	2023070731

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Dec 1, 2033
Change Frequency	6 Months
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Max Rate	11.6%

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 29, 2023
Property Address	53 ELM ST, MILLBURN, NJ 07041-2014
Document Number	0000052197
Instrument Date	Aug 10, 2023
Instrument	2023052197
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80 WYNNEWOOD CT, FREEHOLD, NJ 07728-2815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 ELM ST, MILLBURN, NJ 07041-2014

Mortgage

Document Number	0000052203
Date	Aug 29, 2023
Instrument	2023052203

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2038

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	53 ELM ST, MILLBURN, NJ 07041-2014
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 ELM ST, MILLBURN, NJ 07041-2014

Mortgage

Document Number	2021020161
Date	Feb 23, 2021
Instrument	2021020161

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jan 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 53 Elm St was $22,045, up 1.9% from the year before.

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Millburn Township
Unified School District	Millburn Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,091,900 (-) Land $490,300 Building $601,600	$1,091,900 (-) Land $490,300 Building $601,600
2025	$22,045.00 (+1.87%)	$1,091,900 Land $490,300 Building $601,600	$1,091,900 Land $490,300 Building $601,600
2024	$21,641.00
2023		$968,000 (-) Land $490,300 Building $477,700	$968,000 (-) Land $490,300 Building $477,700
2022	$18,558.00 (-1.07%) Veteran's exemption	$968,000 Land $490,300 Building $477,700	$968,000 Land $490,300 Building $477,700
2021	$18,759.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 53 Elm St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1980–2011)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 53 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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