55 Ellen Ln, Gray, KY 40734 Property Records

Knox County property record for 55 Ellen Ln, Gray, KY 40734

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$800 (Oct 1998)
Tax Bill$610 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN070-10-00-036.12

Property Details

APN / Parcel Number

Primary APN070-10-00-036.12
Alternative APNs
  • 324891
  • 386954
  • 4435

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Family RoomFamily Room

Exterior

Foundation TypeStone
Roof TypeMansard
Roof MaterialMetal
Lot Area11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number4435
Street Address55 ELLEN LN
CityGRAY
StateKY
Zip40734-6409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.26 AC GRAY OWENS HOLW
JurisdictionKNOX KY
Township / Civil DivisionGRAY
Census Block Group1
Census Block1026
Census Tract930300

Owner

Source: Knox County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address55 ELLEN LN, GRAY, KY 40734-6409
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 1, 1998 · Amount on Record
Deed SaleOct 1, 1998 · Amount on Record
Deed Document Number0000000362
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKNOX KY
Property Address55 ELLEN LN, GRAY, KY 40734-6409
Transaction TypeMortgage
Record UpdatedApr 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 ELLEN LN, GRAY, KY 40734-6409

Mortgage

Document Number00M507/515
DateApr 13, 2023
Book PageM507/515
Instrument259469
Lender
NameCOMMERCIAL BANK
TypeBank
AddressHARROGATE, TN 37752
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 6, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Knox County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKnox County
Unified School DistrictKnox County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$610.00 (-2.56%)$55,000 (-) Land $5,000 Building $50,000$55,000 (-) Land $5,000 Building $50,000
2023$626.00$55,000$55,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1998–2020)
Most Recent ClaimFeb 2020 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 86% of Kentucky
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBARBOURVILLE UTILITIES
serves 16,420 people · EPA ID KY0610016
Water SourceSurface water
Last State InspectionApr 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Eastern Cable
Fiber
10,000 / 10,000
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Uniti Group.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Ellen Ln

Nearby Streets

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