169 Ellen Ln, Gray, KY 40734 Property Records

Knox County property record for 169 Ellen Ln, Gray, KY 40734

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,404 sqft · built 1925
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$42,000 (Feb 1998)
Tax Bill	$564 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`070-10-00-036.06`

Property Details

APN / Parcel Number

Primary APN	`070-10-00-036.06`
Alternative APNs	`322988` `385088` `2149`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,404 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1925
Exterior Material	Concrete Block
Foundation Type	Stone
Roof Type	Mansard
Roof Material	Metal
Lot Area	56,628 sqft (1.3 acres)
Terrain	Rolling
Garage Type	Detached
Porch	Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	2149
Street Address	169 ELLEN LN
City	GRAY
State	KY
Zip	40734-6410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.3 AC HWY 1527 OWENS HOL
Jurisdiction	KNOX KY
Township / Civil Division	GRAY
Census Block Group	1
Census Block	1026
Census Tract	930300

Owner

Source: Knox County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 296, BARBOURVILLE, KY 40906-0296
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Dec 4, 2018	Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA
Jun 17, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 1998 · Amount on Record
Deed Sale	Feb 1, 1998 · Amount on Record
Deed Document Number	0000000372
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX KY
Property Address	169 ELLEN LN, GRAY, KY 40734-6410
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 ELLEN LN, GRAY, KY 40734-6410

Mortgage

Document Number	00M530/833
Date	Dec 8, 2025
Book Page	M530/833
Instrument	278886

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX KY
Property Address	169 ELLEN LN, GRAY, KY 40734-6410
Transaction Type	Mortgage
Record Updated	Mar 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 ELLEN LN, GRAY, KY 40734-6410

Mortgage

Document Number	00M457/676
Date	Dec 4, 2018
Book Page	M457/676
Instrument	236237

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX KY
Property Address	169 ELLEN LN, GRAY, KY 40734-6410
Transaction Type	Mortgage
Record Updated	Mar 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M443/203
Date	Jun 17, 2017
Book Page	M443/203
Instrument	226917

Lender

Name	PNC BANK NA
Type	Bank
Address	BARBOURVILLE, KY 40906

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Knox County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Knox County
Unified School District	Knox County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$564.00 (-49.01%) Homeowner's exemption	$99,700 (-) Land $20,000 Building $79,700	$99,700 (-) Land $20,000 Building $79,700
2023	$1,106.00	$99,700	$99,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1998–2020)
Most Recent Claim	Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 83% of Kentucky
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARBOURVILLE UTILITIES serves 16,420 people · EPA ID KY0610016
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OnPoint Broadband Fiber	10,000 / 10,000

Cell Coverage

5G (outdoors only) and 4G LTE

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