55 Eliot Rd, Arlington, MA 02474 Property Records

Middlesex County and Arlington Town property record for 55 Eliot Rd, Arlington, MA 02474

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,207 sqft · built 1939
Lot Size	0.153 acres (6,652 sqft)
Owner	2 Individual Names on File
Last Sale	$1,405,000 (Jul 2022)
Tax Bill	$15,909 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ARLI M:012.0 B:0003 L:0007`

Property Details

APN / Parcel Number

Primary APN	`ARLI M:012.0 B:0003 L:0007`
Alternative APN	`9546`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,207 sqft Living Area
Gross Area	2,788 sqft
Basement Area	701 sqft
Unfinished Basement	350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1959
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,652 sqft (0.153 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9546
Street Address	55 ELIOT RD
City	ARLINGTON
State	MA
Zip	02474-8250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	3
Legal Lot Number	7
Jurisdiction	ARLINGTON MA
Township / Civil Division	ARLINGTON
Census Block Group	2
Census Block	2018
Census Tract	356703

Owner

55 Eliot Rd is owned and occupied by two individuals who bought it in July 2022.

Source: Middlesex County and Arlington Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 ELIOT RD, ARLINGTON, MA 02474-8250
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Line of Credit CAMBRIDGE TRUST CO
Jul 25, 2022	Deed, Transfer · Stand-Alone First Mortgage FIRST REPUBLIC BANK
Aug 4, 2017	Deed of Trust, Mortgage · Line of Credit CAMBRIDGE SVGS BK
Mar 28, 2019	Deed of Trust, Mortgage · Line of Credit CAMBRIDGE SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2022 · Amount on File
Deed Sale	Jul 25, 2022 · Amount on File
Prior Sale	Jul 10, 1998 · Amount on File
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	55 ELIOT RD, ARLINGTON, MA 02474-8250
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001905590
Date	Feb 2, 2022
Instrument	1905590

Lender

Name	CAMBRIDGE TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ARLINGTON MA
Recording Date	Jul 25, 2022
Property Address	55 ELIOT RD, ARLINGTON, MA 02474-8250
Document Number	0001919234
Instrument Date	Jul 22, 2022
Instrument	1919234
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55 ELIOT RD, ARLINGTON, MA 02474-8250

Mortgage

Document Number	0001919235
Date	Jul 25, 2022
Instrument	1919235

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.35%
Type Change Date	Aug 1, 2029
Max Rate At Change	2.5%
Index	1-Year CMT

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	55 ELIOT RD, ARLINGTON, MA 02474-8250
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69730-534
Date	Aug 4, 2017
Book Page	69730/534
Instrument	125212

Lender

Name	CAMBRIDGE SVGS BK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2037

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	55 ELIOT RD, ARLINGTON, MA 02474-8250
Document Number	0000010597
Instrument Date	Mar 28, 2019
Transaction Type	Mortgage
Record Updated	Apr 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 ELIOT RD ARLINGTON MA 024748250, ARLINGTON, MA 02474-8250

Mortgage

Document Number	0000010597
Date	Apr 5, 2019
Instrument	10597

Lender

Name	CAMBRIDGE SVGS BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 4, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 55 Eliot Rd was $15,909, up 3.1% from the year before.

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Arlington Town
Unified School District	Arlington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,909.00 (+3.12%)	$1,491,000 (+4.09%) Land $706,200 Building $784,800	$1,315,806 (-18.44%)
2025	$15,427.00 (+17.05%)	$1,432,400 (+15.09%) Land $681,500 Building $750,900	$1,613,385 (+5.37%)
2024	$13,180.00 (+32.66%)	$1,244,600 (+40.43%) Land $650,500 Building $594,100	$1,531,115
2023	$9,935.00	$886,300 Land $539,000 Building $347,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Eliot Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 55 Eliot Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 888 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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