44 Eliot Rd, Arlington, MA 02474 Property Records

Middlesex County and Arlington Town property record for 44 Eliot Rd, Arlington, MA 02474

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,208 sqft · built 1939
Lot Size	0.156 acres (6,791 sqft)
Owner	Individual Name on Record
Last Sale	$469,000 (Feb 2003)
Tax Bill	$11,409 (2026)
Deeds & Mortgages	Oct 2023 Refinance Mar 2025 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12765`

Property Details

APN / Parcel Number

Primary APN	`12765`
Alternative APN	`ARLI M:018.0 B:0004 L:0008`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,208 sqft Living Area
Gross Area	2,518 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1962
Architectural Style	Cape Cod
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,791 sqft (0.156 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	12765
Street Address	44 ELIOT RD
City	ARLINGTON
State	MA
Zip	02474-8251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	4
Legal Lot Number	8
Jurisdiction	ARLINGTON MA
Township / Civil Division	ARLINGTON
Census Block Group	2
Census Block	2017
Census Tract	356703

Owner

Source: Middlesex County and Arlington Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	44 ELIOT RD, ARLINGTON, MA 02474-8251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Mar 12, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Sep 7, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Feb 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST BK/CHAMPAIGN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2003 · Amount on Record
Deed Sale	Feb 14, 2003 · Amount on Record
Prior Sale	May 13, 2002 · Amount on Record
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	44 ELIOT RD, ARLINGTON, MA 02474-8251
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001945762
Date	Oct 13, 2023
Instrument	1945762

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	44 ELIOT RD, ARLINGTON, MA 02474-8251
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001973264
Date	Mar 12, 2025
Instrument	1973264

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	44 ELIOT RD, ARLINGTON, MA 02474-8251
Document Number	0000099611
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 ELIOT RD ARLINGTON MA 024748251, ARLINGTON, MA 02474-8251

Mortgage

Document Number	0000099611
Date	Oct 17, 2018
Instrument	99611

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	44 ELIOT RD, ARLINGTON, MA 02474-8251
Document Number	0000082992
Instrument Date	Feb 21, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082992
Date	Mar 5, 2018
Instrument	82992

Lender

Name	FIRST BK/CHAMPAIGN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 4, 2033

Tax Assessment & Valuation

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Arlington Town
Unified School District	Arlington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,409.00 (+1.92%)	$1,069,300 (+2.88%) Land $711,100 Building $358,200	$1,083,675 (+13.11%)
2025	$11,194.00 (+8.38%)	$1,039,400 (+6.57%) Land $686,100 Building $353,300	$958,075 (-7.02%)
2024	$10,328.00 (+12.76%)	$975,300 (+19.38%) Land $654,900 Building $320,400	$1,030,370
2023	$9,159.00	$817,000 Land $542,600 Building $274,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 888 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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