55 Earl St, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 55 Earl St, Springfield, MA 01108

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 3,178 sqft · built 1924
Lot Size	0.097 acres (4,243 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Feb 2025)
Tax Bill	$5,529 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:04250 P:0018`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:04250 P:0018`
Alternative APN	`42500018`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,178 sqft Living Area
1st Floor Area	1,243 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 2018
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	4,243 sqft (0.097 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	42500018
Street Address	55 EARL ST
City	SPRINGFIELD
State	MA
Zip	01108-1832
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3011
Census Tract	802300

Owner

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5 FARNSWORTH ST, SPRINGFIELD, MA 01107-1320
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2019	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Dec 10, 2018	Quit Claim Deed, Transfer · FHA Mortgage VILLAGE MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 27, 2025 · Amount on Record
Deed Sale	Feb 27, 2025 · Amount on Record
Prior Sale	Dec 10, 2018 · Amount on Record
Deed Book / Page	25772 / 148
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	55 EARL ST, SPRINGFIELD, MA 01108-1832
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022964-60
Date	Nov 21, 2019
Book Page	22964/60
Instrument	68651

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Dec 10, 2018
Property Address	55 EARL ST, SPRINGFIELD, MA 01108-1832
Document Number	22477-339
Book / Page	22477 / 339
Instrument Date	Nov 30, 2018
Instrument	73349
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 CHEYENNE RD, SPRINGFIELD, MA 01109-1500

Mortgage

Document Number	73350
Date	Dec 10, 2018
Instrument	73350

Lender

Name	VILLAGE MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,529.00 (+1.25%)	$352,600 (+10.08%) Land $29,300 Building $323,300
2023	$5,461.00	$320,300 Land $26,600 Building $293,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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