51 Earl St, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 51 Earl St, Springfield, MA 01108

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 3,196 sqft · built 1912
Lot Size	0.103 acres (4,465 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,250 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:04250 P:0019`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:04250 P:0019`
Alternative APN	`42500019`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,196 sqft Living Area
1st Floor Area	1,241 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	4,465 sqft (0.103 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	42500019
Street Address	51 EARL ST
City	SPRINGFIELD
State	MA
Zip	01108-1832
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3011
Census Tract	802300

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51 EARL ST, SPRINGFIELD, MA 01108-1832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2004
Deed Sale	Apr 26, 2004
Prior Sale	May 11, 1995 · Amount on Record
Deed Document Number	200414454
Deed Book / Page	14116 / 193
Transfer Doc	17923-256
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 29, 2026
Property Address	51 EARL ST, SPRINGFIELD, MA 01108-1832
Document Number	026309-340
Book / Page	26309 / 340
Instrument Date	Apr 22, 2026
Instrument	202618470
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 EARL ST, SPRINGFIELD, MA 01108-1832
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018470,
Date	Apr 29, 2026
Book Page	26309/340
Instrument	202618470

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,250.00 (+12.78%)	$339,600 (+14.38%) Land $48,100 Building $291,500	$343,616
2025	$4,655.00 (+33.5%)	$296,900 (+45.18%) Land $29,500 Building $267,400
2023	$3,487.00	$204,500 Land $26,800 Building $177,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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