55 E Park St, Westerville, OH 43081 Property Records

Franklin County property record for 55 E Park St, Westerville, OH 43081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,528 sqft · built 1895
Lot Size	0.224 acres (9,766 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Jul 2026)
Tax Bill	$6,302 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080-000654`

Property Details

APN / Parcel Number

Primary APN	`080-000654`
Alternative APN	`08000065400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,528 sqft Living Area
1st Floor Area	1,666 sqft
Family Room	Family Room

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Cape Cod
Exterior Material	Wood
Foundation Type	Raised
Lot Area	9,766 sqft (0.224 acres)
Lot Dimensions	155 ft deep x 63 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	55 E PARK ST
City	WESTERVILLE
State	OH
Zip	43081-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	55 E PARK ST 88 X 180FT NEW 115
Legal Subdivision	PARK
Legal Lot Number	115
Jurisdiction	FRANKLIN OH
Township / Civil Division	WESTERVILLE
Census Block Group	4
Census Block	4051
Census Tract	7020

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Uptown Westerville Historic District listed 2019 · 57 contributing resources · NRIS 100004055

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1190 WINTERSON RD, 300, LINTHICUM HEIGHTS, MD 21090-2247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Warranty Deed, Transfer · Conventional Mortgage NFM LENDING
Apr 9, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2026 · Amount on Record
Deed Sale	Jul 22, 2026 · Amount on Record
Prior Sale	May 31, 2011 · Amount on Record
Deed Document Number	202688591
Prior Transfer Date	Aug 22, 2016
Prior Transfer Doc	0000116125
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	Jul 22, 2026
Property Address	55 E PARK ST, WESTERVILLE, OH 43081-2301
Document Number	0000088591
Instrument Date	Jul 9, 2026
Instrument	202688591
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	CROWN SEARCH, CROWN SEARCH BOX

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088592,
Date	Jul 22, 2026
Instrument	202688592

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	55 E PARK ST, WESTERVILLE, OH 43081-2301
Transaction Type	Mortgage
Record Updated	Apr 22, 2024
Title Company	NOT AVAILABLE, THIRD CAP TTL OF NORTHEAST O

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033947
Date	Apr 9, 2024
Instrument	202404090033947

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	55 E PARK ST, WESTERVILLE, OH 43081-2301
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	CROWN TTA A

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000134325
Date	Oct 9, 2019
Instrument	201910090134325

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2039

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Westerville City
Unified School District	Westerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$110,890 (-) Land $43,370 Building $67,520	$316,800 (-) Land $123,900 Building $192,900
2024	$6,302.00 (+2.17%) Homeowner's exemption	$110,890 (-) Land $43,370 Building $67,520
2023	$6,168.00 (+12.55%) Homeowner's exemption	$110,890 (+47.42%) Land $43,370 Building $67,520	$316,800 (+47.42%) Land $123,900 Building $192,900
2022	$5,480.00 Homeowner's exemption	$75,220 Land $26,150 Building $49,070
2020			$214,900 Land $74,700 Building $140,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–1982)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bresco Broadband.

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