55 E Main St, #3, Chattanooga, TN 37408 Property Records

Hamilton County property record for 55 E Main St, #3, Chattanooga, TN 37408

Property Summary

Property Type	Condominium
Details	2,309 sqft · built 2006
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$925,000 (May 2023)
Tax Bill	$3,326 (2025)
Deeds & Mortgages	May 2023 Sale Jul 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`145LA C 002 C003`

Property Details

APN / Parcel Number

Primary APN	`145LA C 002 C003`
Alternative APN	`0000158383`

Interior

Stories	1 Story
Building Area	2,309 sqft Living Area

Exterior

Year Built	Built 2006
Lot Area	43,560 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0000158383
Old Parcel Number	145LAC 002 C003
Street Address	55 E MAIN ST # 3, 3
City	CHATTANOOGA
State	TN
Zip	37408-1200
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 3 LOFTS ON MAIN CONDOS
Legal Subdivision	LOFTS/MAIN CONDOS
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	3
Census Block	3021
Census Tract	12400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	55 E MAIN ST APT 205, 205, CHATTANOOGA, TN 37408-1224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Warranty Deed, Transfer FIRST CHOICE TITLE, FIRST CHOICE TITLE INC
Jul 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 1, 2019	Loan Modification, Mortgage · Conventional Mortgage CADENCE BK NA
Mar 22, 2019	Warranty Deed, Transfer FIRST CHOICE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Prior Sale	Jul 7, 2020
Deed Document Number	2023051500006
Deed Book / Page	13288 / 877
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 15, 2023
Property Address	55 E MAIN ST # 3, 3, CHATTANOOGA, TN 37408-1200
Document Number	0000000006
Book / Page	13288 / 877
Map Reference	MB 9116 PG 541
Instrument Date	May 12, 2023
Instrument	2023051500006
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$3,422.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 E MAIN ST APT 205, 205, CHATTANOOGA, TN 37408-1224

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 7, 2020
Property Address	55 E MAIN ST # 3, 3, CHATTANOOGA, TN 37408-1200
Document Number	0707000246
Book / Page	012064 / 000318
Instrument Date	Jul 7, 2020
Instrument	200707000246
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3173 RIVER CANYON TRL CHATTANOOGA TN 374191171, CHATTANOOGA, TN 37419-1171

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	55 E MAIN ST # 3, 3, CHATTANOOGA, TN 37408-1200
Document Number	1119000098
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12301 VETERANS MEMORIAL HWY DOUGLASVILLE GA 301342007, DOUGLASVILLE, GA 30134-2007

Mortgage

Document Number	1119000098
Date	Nov 19, 2019
Book Page	011824/000214
Instrument	191119000098

Lender

Name	CADENCE BK NA
Address	ATLANTA, GA 30326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 22, 2019
Property Address	55 E MAIN ST # 3, 3, CHATTANOOGA, TN 37408-1200
Document Number	0322000169
Book / Page	011594 / 000627
Instrument Date	Mar 22, 2019
Instrument	190322000169
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	FIRST CHOICE TITLE

Transaction

Amount	Amount Recorded
Tax	$2,090.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2520 CONE LAKE DR NEW SMYRNA BEACH FL 321689397, NEW SMYRNA BEACH, FL 32168-9397

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,326.00 (+5.12%)	$219,475 (+55.19%)	$877,900 (+55.19%) Land $175,000 Building $702,900
2023	$3,164.00	$141,425	$565,700 Land $113,100 Building $452,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1978–1980)
Most Recent Claim	Mar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: AT&T, Verizon.

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