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55 E Main St, #1, Chattanooga, TN 37408 Property Records

Hamilton County property record for 55 E Main St, #1, Chattanooga, TN 37408

Property Summary

Property TypeCondominium
Details1,345 sqft · built 2006
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$535,000 (Dec 2024)
Tax Bill$1,981 (2025)
Deeds & MortgagesDec 2024 Sale & Mortgage
Mar 2017 Sale
Flood ZoneZone X (minimal risk)
APN145LA C 002 C001

Property Details

APN / Parcel Number

Primary APN145LA C 002 C001
Alternative APN
  • 0000157250

Interior

Stories1 Story
Building Area1,345 sqft Living Area

Exterior

Year BuiltBuilt 2006
Lot Area43,560 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number0000157250
Old Parcel Number145LAC 002 C001
Street Address55 E MAIN ST # 1, 1
CityCHATTANOOGA
StateTN
Zip37408-1200
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 1 LOFTS ON MAIN CONDOS
Legal SubdivisionLOFTS/MAIN CONDOS
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group3
Census Block3021
Census Tract12400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address55 E MAIN ST APT 201, 201, CHATTANOOGA, TN 37408-1224
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2024Warranty Deed, Transfer
EDWARD T RUSSELL JR ETUX
Mar 7, 2017Warranty Deed, Transfer
TITLE INSURANCE COMPANY, TITLE INSURANCE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2024 · Amount on Record
Deed SaleDec 30, 2024 · Amount on Record
Prior SaleMar 7, 2017 · Amount on Record
Deed Document Number2024123000233
Deed Book / Page13801 / 265
Record UpdatedJun 8, 2026

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateDec 30, 2024
Property Address55 E MAIN ST # 1, 1, CHATTANOOGA, TN 37408-1200
Document Number0000000233
Book / Page13801 / 265
Map ReferenceMB 9116 PG 541
Instrument DateDec 23, 2024
Instrument2024123000233
Transaction TypeTransfer
Record UpdatedJan 1, 2026
Title CompanySCENIC CITY TITLE, SCENIC CITY T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,979.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 E MAIN ST APT 201, 201, CHATTANOOGA, TN 37408-1224

Mortgage

Document Number0013801270
DateDec 30, 2024
Instrument13801/270
Lender
NameEDWARD T RUSSELL JR ETUX
TypePrivate Party
Agreement
AmountAmount Recorded

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 7, 2017
Property Address55 E MAIN ST # 1, 1, CHATTANOOGA, TN 37408-1200
Document Number0000000091
Book / Page010992 / 000070
Instrument DateMar 6, 2017
Instrument91
Transaction TypeTransfer
Record UpdatedSep 5, 2017
Title CompanyTITLE INSURANCE COMPANY, TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$895.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 E MAIN ST #201 CHATTANOOGA TN 374081224, 201, CHATTANOOGA, TN 37408-1224

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,981.00 (+25.38%)$130,750 (+85.13%)$523,000 (+85.13%) Land $87,500 Building $435,500
2023$1,580.00$70,625 (-)$282,500 (-) Land $56,500 Building $226,000
2022$1,580.00$70,625$282,500 Land $56,500 Building $226,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1978–1980)
Most Recent ClaimMar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250

May also be available: AT&T, Verizon.

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