55 E Franklin St, Ephrata, PA 17522 Property Records

Lancaster County property record for 55 E Franklin St, Ephrata, PA 17522

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 1,536 sqft · built 1800
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$80,400 (Jun 2014)
Tax Bill	$3,412 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`260-78994-0-0000`

Property Details

APN / Parcel Number

Primary APN	`260-78994-0-0000`
Alternative APN	`2607M7C 5 40`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
Gross Area	2,308 sqft
1st Floor Area	896 sqft
Upper Floors Area	640 sqft
Basement Area	640 sqft
Game Room	Game Room

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Duplex Single
Exterior Material	Stone
Construction Type	Stone
Roof Material	Slate
Lot Area	6,534 sqft (0.15 acres)
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	55 E FRANKLIN ST
City	EPHRATA
State	PA
Zip	17522-2446
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CB
Legal Description	55 E FRANKLIN ST
Legal Lot Number	40
Jurisdiction	LANCASTER PA
Township / Civil Division	EPHRATA
Census Block Group	4
Census Block	4001
Census Tract	12200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ephrata Commercial Historic District listed 2006 · 36 contributing resources · NRIS 06001005

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

55 E Franklin St, a duplex, is owned and occupied by an individual who bought it in June 2014.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	251 LOCUST ST, NEW HOLLAND, PA 17557-1614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2014 · Amount on File
Deed Sale	Jun 4, 2014 · Amount on File
Prior Sale	Mar 5, 2008 · Amount on File
Deed Document Number	20146146915
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	55 E FRANKLIN ST, EPHRATA, PA 17522-2446
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006351967
Date	Aug 25, 2017
Instrument	6351967

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	55 E FRANKLIN ST, EPHRATA, PA 17522-2446
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006616291
Date	Jul 9, 2021
Instrument	6616291

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 55 E Franklin St was $3,412 with a homeowner's exemption, up 2.3% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Ephrata Borough
Unified School District	Ephrata Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,100 Land $43,800 Building $95,300	$139,100 Land $43,800 Building $95,300
2025	$3,412.00 (+2.31%)
2024	$3,335.00	$139,100 Land $43,800 Building $95,300
2018			$139,100 Land $43,800 Building $95,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 E Franklin St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1987)
Most Recent Claim	Sep 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 55 E Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 813 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Upward Broadband Fixed Wireless	100 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile.

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