53 E Franklin St, Ephrata, PA 17522 Property Records

Lancaster County property record for 53 E Franklin St, Ephrata, PA 17522

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,112 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$182,500 (May 2022)
Tax Bill	$2,546 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`260-80139-0-0000`

Property Details

APN / Parcel Number

Primary APN	`260-80139-0-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,112 sqft Living Area
Gross Area	1,732 sqft
1st Floor Area	556 sqft
Upper Floors Area	556 sqft
Basement Area	556 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Material	Metal
Lot Area	4,356 sqft (0.1 acres)
Porch	Enclosed Porch
Porch Area	316 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	53 E FRANKLIN ST
City	EPHRATA
State	PA
Zip	17522-2446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CB
Jurisdiction	LANCASTER PA
Township / Civil Division	EPHRATA
Census Block Group	4
Census Block	4001
Census Tract	12200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ephrata Commercial Historic District listed 2006 · 36 contributing resources · NRIS 06001005

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

53 E Franklin St is owned and occupied by an individual who bought it in May 2022.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	53 E FRANKLIN ST, EPHRATA, PA 17522-2446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 3, 2017	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2022 · Amount on File
Deed Sale	May 31, 2022 · Amount on File
Prior Sale	Jul 3, 2017 · Amount on File
Deed Document Number	20226683931
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	May 31, 2022
Property Address	53 E FRANKLIN ST, EPHRATA, PA 17522-2446
Document Number	0006683931
Instrument Date	May 27, 2022
Instrument	6683931
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	HOMESALE SETTLEMENT SERVICES, HOMESALE STLMT SVCS EPHRATA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 E FRANKLIN ST, EPHRATA, PA 17522-2446

Mortgage

Document Number	0006683932
Date	May 31, 2022
Instrument	6683932

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	53 E FRANKLIN ST, EPHRATA, PA 17522-2446
Document Number	0006431599
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	53 E FRANKLIN ST EPHRATA PA 175222446, EPHRATA, PA 17522-2446

Mortgage

Document Number	0006431599
Date	Dec 3, 2018
Instrument	6431599

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2048

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	Jul 3, 2017
Property Address	53 E FRANKLIN ST, EPHRATA, PA 17522-2446
Document Number	0006342139
Instrument Date	Jun 29, 2017
Instrument	6342139
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$545.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	652 E MAIN ST EPHRATA PA 175222536, EPHRATA, PA 17522-2536

Tax Assessment & Valuation

The 2025 property tax bill for 53 E Franklin St was $2,546 with a homeowner's exemption, up 2.3% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Ephrata Borough
Unified School District	Ephrata Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,800 Land $37,000 Building $66,800	$103,800 Land $37,000 Building $66,800
2025	$2,546.00 (+2.29%)
2024	$2,489.00 (+7.1%)	$103,800 (-) Land $37,000 Building $66,800
2023	$2,324.00 Homeowner's exemption	$103,800 Land $37,000 Building $66,800
2018			$103,800 Land $37,000 Building $66,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 53 E Franklin St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1987)
Most Recent Claim	Sep 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 53 E Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 813 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Upward Broadband Fixed Wireless	100 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile.

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