Island County property record for 55 E Crescent Harbor Rd, Oak Harbor, WA 98277
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,845 sqft · built 2022 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (May 2021) |
| Tax Bill | $8,902 (2026) |
| Deeds & Mortgages | Feb 2022 Construction Loan May 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R23331-436-1040 |
| Primary APN | R23331-436-1040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Building Area | 3,845 sqft Living Area |
| Gross Area | 5,913 sqft |
| 1st Floor Area | 3,845 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 55 E CRESCENT HARBOR RD |
|---|---|
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-3048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 20 |
| Legal Description | 5 HUTCHINGS DC - BG NECR SD DLC S1*W1148.09 N84*W363 .69 N84*W124.64 TPB N1*E 534.39 N86*W252.97 S1*E 524.56 S84*E253.63 TPB |
| Legal Range | 2E |
| Legal Township | 33N |
| Legal Section | 31 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 970300 |
55 E Crescent Harbor Rd is owned and occupied by two individuals who bought it in May 2021.
Source: Island County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 E CRESCENT HARBOR RD, OAK HARBOR, WA 98277-3048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · Construction Mortgage WASHINGTON FEDERAL NA |
| May 3, 2021 | Warranty Deed, Transfer CHICAGO TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2021 · Amount on File |
| Deed Sale | May 3, 2021 · Amount on File |
| Deed Document Number | 20214518084 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 55 E CRESCENT HARBOR RD, OAK HARBOR, WA 98277-3048 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0004540563 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 4540563 |
| Name | WASHINGTON FEDERAL NA |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | May 3, 2021 |
| Property Address | 55 E CRESCENT HARBOR RD, OAK HARBOR, WA 98277-3048 |
| Document Number | 0004518084 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 4518084 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,165.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24209 SE 258TH ST, MAPLE VALLEY, WA 98038-8300 |
The 2026 property tax bill for 55 E Crescent Harbor Rd was $8,902.
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,902.00 | ||
| 2025 | $1,157,711 Land $290,000 Building $867,711 | $1,157,711 Land $290,000 Building $867,711 | |
| 2023 | $1,218.00 | $862,484 (+449.22%) Land $280,000 Building $582,484 | $862,484 (+449.22%) Land $280,000 Building $582,484 |
| 2022 | $157,037 Land $140,000 Building $17,037 | $157,037 Land $140,000 Building $17,037 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 E Crescent Harbor Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 E Crescent Harbor Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
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