159 E Crescent Harbor Rd, Oak Harbor, WA 98277 Property Records

Island County property record for 159 E Crescent Harbor Rd, Oak Harbor, WA 98277

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,782 sqft · built 1998
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on File
Last Sale	$459,000 (Feb 2026)
Tax Bill	$3,105 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R23331-423-2370`

Property Details

APN / Parcel Number

Primary APN	`R23331-423-2370`
Alternative APN	`107752`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,782 sqft Living Area
Gross Area	2,428 sqft
1st Floor Area	1,782 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Aluminum
Lot Area	82,764 sqft (1.9 acres)
Porch	Enclosed Porch
Porch Area	646 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating Fuel	Electric

Location & Zoning

Street Address	159 E CRESCENT HARBOR RD
City	OAK HARBOR
State	WA
Zip	98277-9138
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	20
Legal Description	22 - IN GL10: BG 4/CR OF SEC 30 & 31 S1W834.68 N85W330 TPB S1W538.65 TO NLN OF RD ALG CUR/R 165 .30 N1E536.20 S85*E173 .44 TPB
Legal Range	2E
Legal Township	33N
Legal Section	31
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1003
Census Tract	970300

Owner

159 E Crescent Harbor Rd, a mobile home, is owned and occupied by two individuals who bought it in February 2026.

Source: Island County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	159 E CRESCENT HARBOR RD, OAK HARBOR, WA 98277-9138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Line of Credit GESA CU
Feb 4, 2026	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Feb 8, 2017	Deed of Trust, Mortgage · Conventional with PMI INSPIRUS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2026 · Amount on File
Deed Sale	Feb 4, 2026 · Amount on File
Deed Document Number	20264596471
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	159 E CRESCENT HARBOR RD, OAK HARBOR, WA 98277-9138
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	CTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004565946
Date	Oct 23, 2023
Instrument	4565946

Lender

Name	GESA CU
Type	Credit Union
Address	RICHLAND, WA 99352

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Feb 4, 2026
Property Address	159 E CRESCENT HARBOR RD, OAK HARBOR, WA 98277-9138
Document Number	0004596471
Instrument Date	Jan 28, 2026
Instrument	4596471
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	HTG

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,349.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 E CRESCENT HARBOR RD, OAK HARBOR, WA 98277-9138

Mortgage

Document Number	0004596472
Date	Feb 4, 2026
Instrument	4596472

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	159 E CRESCENT HARBOR RD, OAK HARBOR, WA 98277-9138
Document Number	0004416796
Instrument Date	Feb 8, 2017
Transaction Type	Mortgage
Record Updated	Feb 15, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	159 E CRESCENT HARBOR RD OAK HARBOR WA 982779138, OAK HARBOR, WA 98277-9138

Mortgage

Document Number	0004416796
Date	Feb 9, 2017
Instrument	4416796

Lender

Name	INSPIRUS CU
Address	SEATTLE, WA 98111-0576

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	120 Months
Due	Feb 8, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 159 E Crescent Harbor Rd was $3,105, up 9.6% from the year before.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,105.00 (+9.6%)
2025	$2,833.00	$397,988 Land $210,000 Building $187,988	$397,988 Land $210,000 Building $187,988
2023	$2,380.00	$369,621 (+15.94%) Land $210,000 Building $159,621	$369,621 (+15.94%) Land $210,000 Building $159,621
2022		$318,805 Land $200,000 Building $118,805	$318,805 Land $200,000 Building $118,805

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 159 E Crescent Harbor Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 159 E Crescent Harbor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless	1,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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