Rowan County property record for 55 Doe Run Rd, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.618 acres (26,920 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,728 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Jul 2018 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-00 00 016.08 |
| Primary APN | 020-00 00 016.08 |
|---|---|
| Alternative APNs |
|
| Lot Area | 26,920 sqft (0.618 acres) |
|---|
| Account Number | 3026 |
|---|---|
| Street Address | 55 DOE RUN RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE & 0.618 AC WHISPERING OAKS SUB |
| Legal Subdivision | WHISPERING OAKS |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 950201 |
Source: Rowan County records, as of November 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 80 SYLVAN CHASE, MOREHEAD, KY 40351-7044 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 9, 2020 | Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC |
| Jul 26, 2018 | Deed of Trust, Mortgage · Construction Mortgage WHITAKER BANK INC |
| Mar 21, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 21, 2018 |
| Transfer Doc | 00D267/318 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 55 DOE RUN RD, MOREHEAD, KY 40351-8711 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00A413/534 |
|---|---|
| Date | Jan 9, 2020 |
| Book Page | A413/534 |
| Instrument | 2003304 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | MOREHEAD, KY 40351 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 9, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 55 DOE RUN RD, MOREHEAD, KY 40351-8711 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00A396/664 |
|---|---|
| Date | Jul 26, 2018 |
| Book Page | A396/664 |
| Instrument | 410590 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | MOREHEAD, KY 40351 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 25, 2019 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Mar 21, 2018 |
| Property Address | 55 DOE RUN RD, MOREHEAD, KY 40351-8711 |
| Document Number | 00D267/318 |
| Book / Page | D267 / 318 |
| Map Reference | CAB1 SL213 |
| Instrument Date | Mar 21, 2018 |
| Instrument | 408727 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 80 SYLVAN CHASE, MOREHEAD, KY 40351-7044 |
| Name | Verified Name |
|---|---|
| Address | 80 SYLVAN CHASE, MOREHEAD, KY 40351-7044 |
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,728.00 (-1.76%) | $326,000 (-) Land $12,000 Building $314,000 | $326,000 (-) Land $12,000 Building $314,000 |
| 2023 | $2,777.00 | $326,000 Land $12,000 Building $314,000 | $326,000 Land $12,000 Building $314,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 9 (2002–2015) |
| Most Recent Claim | May 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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