251 Doe Run Rd, Morehead, KY 40351 Property Records

Rowan County property record for 251 Doe Run Rd, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$189,500 (Sep 2020)
Tax Bill	$1,586 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-00 00 016.06`

Property Details

APN / Parcel Number

Primary APN	`020-00 00 016.06`
Alternative APNs	`8064` `8094` `8517`

Location & Zoning

Account Number	8517
Street Address	251 DOE RUN RD
City	MOREHEAD
State	KY
Zip	40351-8711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT #34 WHISPERING OAKS
Legal Subdivision	WHISPERING OAKS
Legal Lot Number	34
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	3
Census Block	3016
Census Tract	950201

Owner

251 Doe Run Rd is owned and occupied by an individual who bought it in September 2020.

Source: Rowan County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	251 DOE RUN RD, MOREHEAD, KY 40351-8711
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2020	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 18, 2019	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF GRAYSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2020 · Amount on File
Deed Sale	Sep 12, 2020 · Amount on File
Prior Sale	Mar 18, 2019 · Amount on File
Deed Document Number	2006438
Deed Book / Page	D276 / 782
Record Updated	Jun 8, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Sep 12, 2020
Property Address	251 DOE RUN RD, MOREHEAD, KY 40351-8711
Document Number	00D276/782
Book / Page	D276 / 782
Map Reference	MB 8 PG 68
Instrument Date	Sep 11, 2020
Instrument	2006438
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 LELK LEICK, OLYMPIA, KY 40358

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 DOE RUN RD, MOREHEAD, KY 40351-8711

Mortgage

Document Number	0002006439
Date	Sep 12, 2020
Instrument	2006439

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Mar 18, 2019
Property Address	251 DOE RUN RD, MOREHEAD, KY 40351-8711
Document Number	00D271/022
Book / Page	D271 / 022
Map Reference	CAB 1 SL 213
Instrument Date	Mar 11, 2019
Instrument	413223
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	575 ELLINGTON LOOP, MOREHEAD, KY 40351-2020

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	251 DOE RUN RD, MOREHEAD, KY 40351-8711

Mortgage

Document Number	0000413224
Date	Mar 18, 2019
Instrument	413224

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 251 Doe Run Rd was $1,586.

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,586.00	$189,500 Land $20,000 Building $169,500	$189,500 Land $20,000 Building $169,500
2023	$1,614.00	$189,500 Land $20,000 Building $169,500	$189,500 Land $20,000 Building $169,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 251 Doe Run Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	9 (2002–2015)
Most Recent Claim	May 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims Severe Storms And Flooding, Mar 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 251 Doe Run Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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