55 Cypress St, Rochester, NY 14620 Property Records

Monroe County and Rochester City property record for 55 Cypress St, Rochester, NY 14620

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,624 sqft · built 1870
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$58,000 (Aug 2019)
Tax Bill	$1,512 (2026)
Deeds & Mortgages	Aug 2026 Sale Mar 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028469-00.0`

Property Details

APN / Parcel Number

Primary APN	`028469-00.0`
Alternative APNs	`140012171000010370000000` `261400 121.71-1-37`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,180 sqft
Upper Floors Area	444 sqft
Game Room	Game Room

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Porch	Porch
Porch Area	105 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	028469-00.0
Street Address	55 CYPRESS ST
City	ROCHESTER
State	NY
Zip	14620-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Description	0034.00 204 14 00000 63 ELLWANGER & BARRY SUB
Legal Subdivision	ELLWANGER AND BARRY TRACT
Legal Block	1
Legal Lot Number	37.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2004
Census Tract	3400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mount Hope-Highland Historic District (Boundary Increase) listed 2024 · 219 contributing resources · NRIS 74001261

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

55 Cypress St is owned and occupied by an individual who bought it in August 2019.

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	55 CYPRESS ST, ROCHESTER, NY 14620-2305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Warranty Deed, Transfer SIMPLE TITLE, SIMPLIFILE
Mar 27, 2019	Deed of Trust, Mortgage · Line of Credit THE SUMMIT FCU
Aug 16, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2019 · Amount on File
Deed Sale	Aug 16, 2019 · Amount on File
Prior Sale	Mar 10, 2010 · Amount on File
Deed Document Number	20191326
Deed Book / Page	12227 / 315
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Aug 19, 2026
Property Address	55 CYPRESS ST, ROCHESTER, NY 14620-2305
Document Number	0003455688
Book / Page	13223 / 448
Instrument Date	Apr 28, 2026
Instrument	20263455688
Transaction Type	Transfer
Record Updated	Sep 3, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 CYPRESS ST, ROCHESTER, NY 14620-2305

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	55 CYPRESS ST, ROCHESTER, NY 14620-2305
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000759
Date	Mar 27, 2019
Book Page	27965/363
Instrument	201903270759

Lender

Name	THE SUMMIT FCU
Type	Credit Union
Address	ROCHESTER, NY 14626

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Aug 16, 2019
Property Address	55 CYPRESS ST, ROCHESTER, NY 14620-2305
Document Number	0000001326
Book / Page	012227 / 000315
Instrument Date	Jun 26, 2019
Instrument	1326
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$580.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 YELLOW BARN RD FREEVILLE NY 130689678, FREEVILLE, NY 13068-9678

Tax Assessment & Valuation

The 2026 property tax bill for 55 Cypress St was $1,512, down 5.2% from the year before.

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,512.00 (-5.2%)
2025	$1,595.00	$168,000 Land $12,400 Building $155,600	$168,000 Land $12,400 Building $155,600
2023		$150,900 Land $11,600 Building $139,300	$181,807 Land $13,976 Building $167,831

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Cypress St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 55 Cypress St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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