DeSoto County property record for 55 Cross Creek Dr, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,212 sqft · built 2003 |
| Lot Size | 0.166 acres (7,222 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $174,000 (Jun 2019) |
| Tax Bill | $1,957 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-1-12-06-0-00066-00 |
| Primary APN | 3-08-1-12-06-0-00066-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,212 sqft Adjusted Area |
| 1st Floor Area | 1,825 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Material | Shingle |
| Lot Area | 7,222 sqft (0.166 acres) |
| Lot Dimensions | 106 ft deep x 69 ft wide |
| Patio Area | 94 sqft |
| Street Address | 55 CROSS CREEK DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 OVERL |
| Legal Description | CROSS CREEK S-D SEC B LOT 66 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 12 |
| Legal Subdivision | CROSS CREEK S-D |
| Legal Lot Number | 66 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 71121 |
Source: DeSoto County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 CROSS CREEK DR, HERNANDO, MS 38632-1139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2019 · Amount on Record |
| Deed Sale | Jun 20, 2019 · Amount on Record |
| Prior Sale | Oct 21, 2013 · Amount on Record |
| Deed Book / Page | 891 / 132 |
| Prior Transfer Date | Oct 25, 2012 |
| Prior Transfer Doc | 00699/0313 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jun 20, 2019 |
| Property Address | 55 CROSS CREEK DR, HERNANDO, MS 38632-1139 |
| Document Number | 000891/132 |
| Book / Page | 0891 / 132 |
| Map Reference | MB 63 PG 3 |
| Instrument Date | Jun 3, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 55 CROSS CREEK DR, 55, HERNANDO, MS 38632-1139 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 55 CROSS CREEK DR, HERNANDO, MS 38632-1139 |
| Document Number | 0004747091 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | 4747/091 |
| Name | EAGLE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,957.00 (+16.35%) | $19,379 (+35.61%) Land $3,000 Building $16,379 | $193,787 (+35.61%) Land $30,000 Building $163,787 |
| 2023 | $1,682.00 | $14,290 | $142,900 Land $30,000 Building $112,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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