DeSoto County property record for 159 Cross Creek Dr, Hernando, MS 38632 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 1999 |
| Square Footage | 2,402 sqft Adjusted Area |
| Lot Size | 13,086 sqft (0.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $274,720 (2026) |
| Tax Bill | $2,276.00 (2025) |
Source: DeSoto County records · APN 3-08-1-12-06-0-00053-00
Assessment roll updated December 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 159 CROSS CREEK DR, HERNANDO, MS 38632-1189 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jul 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage PRIORITYONE BANK |
| Nov 27, 2019 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Sep 08, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 21, 2026 · Amount on Record |
| Deed Sale | Jul 21, 2026 · Amount on Record |
| Prior Sale | Nov 27, 2019 · Amount on Record |
| Deed Doc Number | 2026 |
| Deed Book / Page | 1026 / 12851 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jul 21, 2026 |
| Property Address | 159 CROSS CREEK DR, HERNANDO, MS 38632-1189 |
| Document Number | 1026012851 |
| Book / Page | 1026 / 12851 |
| Instrument Date | Jul 08, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | GUARDIAN LAND TITLE, GUARDIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sales Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 159 CROSS CREEK DR, HERNANDO, MS 38632-1189 |
| Document Number | 5663082178, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 5663/82178 |
| Name | PRIORITYONE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Nov 27, 2019 |
| Property Address | 159 CROSS CREEK DR, HERNANDO, MS 38632-1189 |
| Document Number | 000905/692 |
| Book / Page | 0905 / 692 |
| Map Reference | MB 63 PG 3 |
| Instrument Date | Nov 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3601 COLLEGE BLF, 3601, OLIVE BRANCH, MS 38654-5816 |
| Name | Verified Name |
|---|---|
| Address | 159 CROSS CREEK DR, HERNANDO, MS 38632-1189 |
| Document Number | 0004843587 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 4843/587 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Sep 08, 2017 |
| Property Address | 159 CROSS CREEK DR, HERNANDO, MS 38632-1189 |
| Document Number | 20170908010258250 |
| Map Reference | PL 63 PG 3 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 20170908010258250 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2301 PINE TREE LOOP, 2301, HERNANDO, MS 38632-8366 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 159 CROSS CREEK DR, HERNANDO, MS 38632-1189 |
| Document Number | 20170908010258260 |
|---|---|
| Date | Sep 08, 2017 |
| Instrument | 20170908010258260 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BATESVILLE, MS 38606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,276.00 (+16.36%) | $22,115 (+35.96%) Land $3,000 Building $19,115 | $221,147 (+35.96%) Land $30,000 Building $191,147 |
| 2023 | $1,956.00 | $16,266 | $162,655 Land $30,000 Building $132,655 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 15% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 3-08-1-12-06-0-00053-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,402 sqft Adjusted Area |
| 1st Floor | 2,045 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 13,086 sqft (0.3 acres) |
| Depth X Width | 136 ft x 100 ft Depth x Width |
| Patio Area | 108 sqft Patio |
| Street Address | 159 CROSS CREEK DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1189 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CROSS CREEK S-D SEC B LOT 53 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 12 |
| Legal Subdivision | CROSS CREEK S-D |
| Legal Lot Number | 53 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 71121 |
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