55 Cottage Ln, Mashpee, MA 02649 Property Records

Barnstable County and Mashpee Town property record for 55 Cottage Ln, Mashpee, MA 02649

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,216 sqft · built 2018
Lot Size0.114 acres (4,962 sqft)
Owner2 Individual Names on Record
Last Sale$1,650,000 (Oct 2024)
Tax Bill$8,777 (2025)
Deeds & MortgagesMay 2021 Refinance
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22246

Property Details

APN / Parcel Number

Primary APN22246
Alternative APN
  • MASH M:116 B:157 L:0

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,216 sqft Living Area
Gross Area4,483 sqft
1st Floor Area1,611 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleCottage
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,962 sqft (0.114 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number22246
Street Address55 COTTAGE LN
CityMASHPEE
StateMA
Zip02649-1505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Block157
JurisdictionMASHPEE MA
Township / Civil DivisionMASHPEE
Census Block Group2
Census Block2035
Census Tract15200

Owner

Source: Barnstable County and Mashpee Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address301 W RIVER PKWY, 103, MINNEAPOLIS, MN 55401-3375
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 21, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
LEADER BANK NA
Jan 24, 2020Quit Claim Deed, Transfer · Conventional Mortgage
LEADER BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2024 · Amount on Record
Deed SaleOct 15, 2024 · Amount on Record
Prior SaleJan 24, 2020 · Amount on Record
Deed Document Number20241511385
Prior Transfer DateJan 16, 2020
Prior Transfer Doc0001388988
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMASHPEE MA
Property Address55 COTTAGE LN, MASHPEE, MA 02649-1505
Transaction TypeMortgage
Record UpdatedJun 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1429226
DateMay 21, 2021
Instrument1429226
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMASHPEE MA
Recording DateJan 24, 2020
Property Address55 COTTAGE LN, MASHPEE, MA 02649-1505
Document Number0001388988
Instrument DateJan 16, 2020
Instrument1388988
Transaction TypeTransfer
Record UpdatedJun 23, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,368.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address75 OLD BARN PATH MARSHFIELD MA 020502028, MARSHFIELD, MA 02050-2028

Mortgage

Document Number1388989
DateJan 24, 2020
Instrument1388989
Lender
NameLEADER BK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 23, 2035

Tax Assessment & Valuation

Source: Barnstable County and Mashpee Town assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
County SubdivisionMashpee Town
Unified School DistrictMashpee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,777.00 (+38.83%)$1,325,800 (+47%) Land $626,500 Building $699,300$1,564,270
2023$6,322.00$901,900 Land $348,700 Building $553,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 229 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies248 units insured
incl. 19 condo units
Nearby Flood Claims43 (1989–2023)
Claims Outside the SFHA17 of 43
Most Recent ClaimAug 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 4 claims
  • Winter Coastal Storm, Dec 1992 · 2 claims
  • Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMASHPEE WATER DISTRICT
serves 36,922 people · EPA ID MA4172039
Water SourceGroundwater
Last State InspectionApr 2026
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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