55 Cortland St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 55 Cortland St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 891 sqft · built 1949
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Oct 2021)
Tax Bill$3,740 (2026)
Deeds & MortgagesOct 2021 Sale & Mortgage
Jul 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN54-00065

Property Details

APN / Parcel Number

Primary APN54-00065
Alternative APN
  • CHIC M:0054 P:00065

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area891 sqft Living Area
Gross Area2,448 sqft
1st Floor Area735 sqft
AtticAttic
Attic Area624 sqft
Basement Area735 sqft
Unfinished Basement735 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,200 sqft (0.165 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number54-00065
Street Address55 CORTLAND ST
CityCHICOPEE
StateMA
Zip01020-2446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group4
Census Block4021
Census Tract810700

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address55 CORTLAND ST, CHICOPEE, MA 01020-2446
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
EVOLVE BANK & TRUST
Jul 16, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
DELLA RIPA REAL ESTATE
Nov 19, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2021 · Amount on Record
Deed SaleOct 21, 2021 · Amount on Record
Prior SaleJul 16, 2021 · Amount on Record
Deed Document Number202174761
Deed Book / Page24196 / 301
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHICOPEE MA
Recording DateOct 21, 2021
Property Address55 CORTLAND ST, CHICOPEE, MA 01020-2446
Document Number24196-301
Book / Page24196 / 301
Instrument DateOct 21, 2021
Instrument74761
Transaction TypeTransfer
Record UpdatedNov 5, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 MATTHEW DR, EASTHAMPTON, MA 01027-2557

Mortgage

Document Number74762
DateOct 21, 2021
Instrument74762
Lender
NameEVOLVE BANK & TRUST
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHICOPEE MA
Recording DateJul 16, 2021
Property Address55 CORTLAND ST, CHICOPEE, MA 01020-2446
Document Number024004-464
Book / Page24004 / 464
Instrument DateJul 15, 2021
Instrument49616
Transaction TypeTransfer
Record UpdatedAug 26, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address674 N MAIN ST, EAST LONGMEADOW, MA 01028-1817

Mortgage

Document Number024004-467
DateJul 16, 2021
Book Page24004/467
Instrument49617
Lender
NameDELLA RIPA REAL ESTATE
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term13 Months
DueAug 1, 2022

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHICOPEE MA
Recording DateNov 19, 2018
Property Address55 CORTLAND ST, CHICOPEE, MA 01020-2446
Document Number22450-353
Book / Page022450 / 000353
Instrument DateNov 8, 2018
Instrument69075
Transaction TypeTransfer
Record UpdatedDec 12, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address234 BRAINERD ST SOUTH HADLEY MA 010751798, SOUTH HADLEY, MA 01075-1798

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,740.00 (+7.97%)$245,400 (+7.4%) Land $95,400 Building $150,000$281,301 (-4.54%)
2025$3,464.00 (+5.42%)$228,500 (+2.65%) Land $87,000 Building $141,500$294,690
2024$3,286.00 (+6.79%)$222,600 (+9.6%) Land $85,400 Building $137,200
2023$3,077.00$203,100 Land $77,600 Building $125,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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