27 Cortland St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 27 Cortland St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,225 sqft · built 1953
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$339,000 (Feb 2026)
Tax Bill	$2,348 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-00003`

Property Details

APN / Parcel Number

Primary APN	`55-00003`
Alternative APN	`CHIC M:0055 P:00003`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,225 sqft Living Area
Gross Area	3,312 sqft
1st Floor Area	980 sqft
Attic	Attic
Attic Area	980 sqft
Basement Area	980 sqft
Unfinished Basement	980 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	55-00003
Street Address	27 CORTLAND ST
City	CHICOPEE
State	MA
Zip	01020-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	4
Census Block	4022
Census Tract	810700

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	75 WASHINGTON ST, CHICOPEE, MA 01020-2578
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2026 · Amount on Record
Deed Sale	Feb 2, 2026 · Amount on Record
Prior Sale	Nov 22, 2024 · Amount on Record
Deed Book / Page	26206 / 348
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Feb 2, 2026
Property Address	27 CORTLAND ST, CHICOPEE, MA 01020-2404
Document Number	026206-348
Book / Page	26206 / 348
Instrument Date	Feb 2, 2026
Instrument	4573
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 WASHINGTON ST APT 1ST, CHICOPEE, MA 01020-2578

Mortgage

Document Number	0000004574
Date	Feb 2, 2026
Instrument	4574

Lender

Name	FLORENCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Type Change Date	Mar 1, 2036
Index	1-Year CMT

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,348.00 (-37.02%)	$154,100 (-37.33%) Land $95,400 Building $58,700	$328,139
2025	$3,728.00 (+5.46%)	$245,900 (+2.67%) Land $87,000 Building $158,900
2024	$3,535.00 (+6.83%)	$239,500 (+9.66%) Land $85,400 Building $154,100
2023	$3,309.00	$218,400 Land $77,600 Building $140,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20