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55 Concord St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 55 Concord St, Gloucester, MA 01930 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,344 sqft · built 1940
Lot Size0.179 acres (7,800 sqft)
Owner2 Individual Names on File
Last Sale$13,000 (Apr 1992)
Tax Bill$4,987 (2025)
Deeds & MortgagesMar 2021 Refinance
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNGLOU M:0234 B:0027 L:0000

Property Details

APN / Parcel Number

Primary APNGLOU M:0234 B:0027 L:0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,344 sqft Living Area
Gross Area2,868 sqft
1st Floor Area936 sqft
Basement Area936 sqft
Unfinished Basement936 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,800 sqft (0.179 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address55 CONCORD ST
CityGLOUCESTER
StateMA
Zip01930-2308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionLAND CONCORD STREET
Legal Block27
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group1
Census Block1003
Census Tract221902

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0234 B:0027 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address55 CONCORD ST, GLOUCESTER, MA 01930-2308
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CAPE ANN SAVINGS BANK
Aug 29, 2018Deed of Trust, Mortgage
CAPE ANN SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 30, 1992 · Amount on Record
Deed SaleApr 30, 1992 · Amount on Record
Deed Book / Page11265 / 501
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address55 CONCORD ST, GLOUCESTER, MA 01930-2308
Transaction TypeMortgage
Record UpdatedApr 02, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39647-409
DateMar 15, 2021
Book Page39647/409
Instrument20210315005370
Lender
NameCAPE ANN SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueApr 01, 2036

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address55 CONCORD ST, GLOUCESTER, MA 01930-2308
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36974-248
DateAug 29, 2018
Book Page36974/248
Instrument180829004760
Lender
NameCAPE ANN SAVINGS BANK
TypeBank
Agreement
AmountAmount Recorded
Term180 Months
DueAug 01, 2033

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,987.00 (-0.56%)$513,100 (-0.45%) Land $169,400 Building $343,700
2024$5,015.00 (+3.17%)$515,400 (+12.29%) Land $161,300 Building $354,100$582,160
2023$4,861.00$459,000 Land $144,000 Building $315,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092219021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 21 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies24 units insured
3 under condo master policies
Nearby Flood Claims42 (1978–2022)
Claims Outside the SFHA2 of 42
Most Recent ClaimDec 2022, tidal / storm surge
Claims By Storm
  • Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 2 claims
  • Coastal Storm, Oct 1991 · 3 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 38 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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