53 Concord St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 53 Concord St, Gloucester, MA 01930

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,372 sqft · built 1946
Lot Size0.181 acres (7,900 sqft)
Owner2 Individual Names on Record
Last Sale$135,000 (Mar 1992)
Tax Bill$5,288 (2026)
Deeds & MortgagesJun 2026 Mortgage
Jun 2020 Refinance
Flood ZoneZone X (minimal risk)
APNGLOU M:0229 B:0080 L:0000

Property Details

APN / Parcel Number

Primary APNGLOU M:0229 B:0080 L:0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,372 sqft Living Area
Gross Area3,052 sqft
1st Floor Area784 sqft
Basement Area834 sqft
Unfinished Basement284 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,900 sqft (0.181 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address53 CONCORD ST
CityGLOUCESTER
StateMA
Zip01930-2308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20
Legal Block80
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group1
Census Block1003
Census Tract221902

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address53 CONCORD ST, GLOUCESTER, MA 01930-2308
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE, INC
Jun 30, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 1992 · Amount on Record
Deed SaleMar 6, 1992 · Amount on Record
Deed Book / Page11171 / 373
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Recording DateJun 2, 2026
Property Address53 CONCORD ST, GLOUCESTER, MA 01930-2308
Document Number043421-297
Book / Page43421 / 297
Instrument DateJun 1, 2026
Instrument20262310
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002310,
DateJun 2, 2026
Book Page43421/297
Instrument20262310
Lender
NameGUARANTEED RATE, INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.3%
Max Rate-1%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address53 CONCORD ST, GLOUCESTER, MA 01930-2308
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38668-524
DateJun 30, 2020
Book Page38668/524
Instrument20200630007130
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,288.00 (-0.64%)$568,000 (+3.74%) Land $183,600 Building $384,400$698,807 (+2.54%)
2025$5,322.00 (-0.71%)$547,500 (-0.62%) Land $170,000 Building $377,500$681,530
2024$5,360.00 (+3.12%)$550,900 (+12.25%) Land $162,000 Building $388,900
2023$5,198.00$490,800 Land $144,600 Building $346,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies24 units insured
incl. 3 condo units
Nearby Flood Claims42 (1978–2022)
Claims Outside the SFHA2 of 42
Most Recent ClaimDec 2022 · tidal / storm surge
Claims by Event
  • Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 2 claims
  • Coastal Storm, Oct 1991 · 3 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLOUCESTER PUBLIC UTILITY DIVISION
serves 37,440 people · EPA ID MA3107000
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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