55 Chestnut Corner, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 55 Chestnut Corner, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,063 sqft · built 2011
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$346,000 (Oct 2011)
Tax Bill	$12,132 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`145289 126.12-5-56`

Property Details

APN / Parcel Number

Primary APN	`145289 126.12-5-56`
Alternative APN	`52891261200005056000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,063 sqft Living Area
1st Floor Area	1,530 sqft
2nd Floor Area	1,533 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	149 ft deep x 68.2 ft wide
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	54 sqft
Canopy	365 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	55 CHESTNUT COR
City	LANCASTER
State	NY
Zip	14086-9395
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Subdivision	WINDSOR RIDGE SOUTH SUBDIVISION
Legal Block	5
Legal Lot Number	56.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4009
Census Tract	14206

Owner

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 CHESTNUT COR, LANCASTER, NY 14086-9395
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 17, 2017	Deed of Trust, Mortgage · Line of Credit BAXTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2011 · Amount on Record
Deed Sale	Oct 18, 2011 · Amount on Record
Deed Document Number	2011209721
Deed Book / Page	11210 / 2126
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	55 CHESTNUT COR, LANCASTER, NY 14086-9395
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 CHESTNUT COR, LANCASTER, NY 14086-9395

Mortgage

Document Number	0139836117
Date	Mar 6, 2021
Book Page	13983/6117
Instrument	2021042683

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	55 CHESTNUT COR, LANCASTER, NY 14086-9395
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 CHESTNUT COR, LANCASTER, NY 14086-9395

Mortgage

Document Number	0113772575
Date	Mar 29, 2021
Book Page	11377/2575
Instrument	2021058750

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55467

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	55 CHESTNUT COR, LANCASTER, NY 14086-9395
Document Number	0138257365
Book / Page	013825 / 007365
Instrument Date	Aug 17, 2017
Transaction Type	Mortgage
Record Updated	Sep 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 CHESTNUT COR LANCASTER NY 140869395, LANCASTER, NY 14086-9395

Mortgage

Document Number	0138257365
Date	Sep 1, 2017
Book Page	013825/007365

Lender

Name	BAXTER CU
Type	Credit Union
Address	340 N MILWAUKEE AVE, VERNON HILLS, IL 60061-1533

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 31, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,132.00 (+1.85%) Homeowner's exemption
2025	$11,912.00 (+1.93%)	$435,000 (-) Land $100,000 Building $335,000	$679,688 (+12.49%) Land $156,250 Building $523,438
2024	$11,687.00 Homeowner's exemption	$435,000 (-) Land $100,000 Building $335,000	$604,200 (+4.17%) Land $138,897 Building $465,303
2023	Homeowner's exemption	$435,000 Land $100,000 Building $335,000	$580,000 Land $133,333 Building $446,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA LANCASTER serves 29,018 people · EPA ID NY1400421
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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