Madison County property record for 55 Central Ln, Jackson, TN 38305
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,686 sqft · built 1995 |
| Lot Size | 0.409 acres (17,820 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $134,500 (Aug 2020) |
| Tax Bill | $1,380 (2022) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Jun 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 057055M B 01500 |
| Primary APN | 057055M B 01500 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,686 sqft Living Area |
| 1st Floor Area | 1,686 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,820 sqft (0.409 acres) |
| Lot Dimensions | 165 ft deep x 108 ft wide |
| Garage Type | Mixed |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 174 sqft |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 55 CENTRAL LN |
|---|---|
| City | JACKSON |
| State | TN |
| Zip | 38305-2514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 05, COUNTY AREA: J63 |
| Legal Subdivision | HARRIS |
| Legal Lot Number | 18 108 |
| Jurisdiction | MADISON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 200 |
Source: Madison County records, as of January 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 CENTRAL LN, JACKSON, TN 38305-2514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage LEADERS CU |
| Jun 2, 2020 | Deed of Trust, Mortgage · Line of Credit LEADERS CU |
| Apr 7, 2020 | Warranty Deed, Transfer · Conventional with PMI REGIONS MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2020 · Amount on File |
| Deed Sale | Aug 20, 2020 · Amount on File |
| Prior Sale | Jun 5, 1996 · Amount on File |
| Deed Document Number | 20010345 |
| Deed Book / Page | D759 / 252 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON TN |
| Recording Date | Aug 20, 2020 |
| Property Address | 55 CENTRAL LN, JACKSON, TN 38305-2514 |
| Document Number | 00D759/252 |
| Book / Page | D759 / 252 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 20010345 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $497.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 CENTRAL LN, JACKSON, TN 38305-2514 |
| Document Number | 0020010346 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 20010346 |
| Name | LEADERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON TN |
| Property Address | 55 CENTRAL LN, JACKSON, TN 38305-2514 |
| Document Number | 0000008608 |
| Instrument Date | Jun 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 55 CENTRAL LN JACKSON TN 383052514, JACKSON, TN 38305-2514 |
| Document Number | 0000008608 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 0T2128/001175 |
| Instrument | 8608 |
| Name | LEADERS CU |
|---|---|
| Type | Credit Union |
| Address | JACKSON, TN 38308 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 264 Months |
| Due | Jul 15, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON TN |
| Recording Date | Apr 7, 2020 |
| Property Address | 55 CENTRAL LN, JACKSON, TN 38305-2514 |
| Document Number | 0000004055 |
| Book / Page | 00D756 / 001940 |
| Instrument Date | Apr 7, 2020 |
| Instrument | 4055 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $603.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 47 CENTRAL LN JACKSON TN 383052514, JACKSON, TN 38305-2514 |
| Document Number | 4057 |
|---|---|
| Date | Apr 7, 2020 |
| Book Page | 0T2119/000873 |
| Instrument | 4057 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 6, 2050 |
Source: Madison County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Madison County |
| Municipality | Jackson City |
| Unified School District | Jackson-Madison County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $39,600 (-) Land $2,500 Building $37,100 | ||
| 2023 | $39,600 Land $2,500 Building $37,100 | ||
| 2022 | $1,380.00 | $158,400 Land $10,000 Building $148,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2010–2025) |
| Most Recent Claim | May 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| EPlus Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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