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40 Central Ln, Jackson, TN 38305 Property Records

Madison County property record for 40 Central Ln, Jackson, TN 38305

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,566 sqft · built 1958
Lot Size0.411 acres (17,928 sqft)
Owner2 Individual Names on Record
Last Sale$83,500 (Feb 2020)
Tax Bill$914 (2022)
Deeds & MortgagesFeb 2020 Sale & Line of Credit
Feb 2017 Transfer
Flood ZoneZone X (minimal risk)
APN057055M C 00500

Property Details

APN / Parcel Number

Primary APN057055M C 00500
Alternative APN
  • 055M C 00500

Interior

Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,566 sqft Living Area
1st Floor Area1,566 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1982
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,928 sqft (0.411 acres)
Lot Dimensions166 ft deep x 108 ft wide

Exterior Amenities

PorchPorch
Porch Area28 sqft
Deck Area350 sqft
Patio Area350 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address40 CENTRAL LN
CityJACKSON
StateTN
Zip38305-2515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 05, COUNTY AREA: J63
Legal SubdivisionHARRIS
Legal Lot Number11 108
JurisdictionMADISON TN
Township / Civil Division4
Census Block Group1
Census Block1018
Census Tract200

Owner

Source: Madison County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address17 CHARLESTON SQ, JACKSON, TN 38305-1712
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2020Warranty Deed, Transfer · Line of Credit
COMMERCIAL BANK & TRUST COMPANY
Feb 6, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 21, 2020 · Amount on Record
Deed SaleFeb 21, 2020 · Amount on Record
Prior SaleFeb 6, 2017
Deed Document Number20002183
Deed Book / PageD756 / 0637
Record UpdatedJun 8, 2026

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON TN
Recording DateFeb 21, 2020
Property Address40 CENTRAL LN, JACKSON, TN 38305-2515
Document Number0D756/0637
Book / PageD756 / 0637
Instrument DateFeb 20, 2020
Instrument20002183
Transaction TypeTransfer
Record UpdatedJun 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$308.95
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address64 CHARLESTON SQ, JACKSON, TN 38305-1713

Mortgage

Document Number0020002184
DateFeb 21, 2020
Instrument20002184
Lender
NameCOMMERCIAL BANK & TRUST COMPANY
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 15, 2030

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMADISON TN
Recording DateFeb 6, 2017
Property Address40 CENTRAL LN, JACKSON, TN 38305-2515
Document Number0000001281
Book / Page00D738 / 001037
Instrument DateFeb 3, 2017
Instrument1281
Transaction TypeTransfer
Record UpdatedFeb 15, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address40 CENTRAL LN JACKSON TN 383052515, JACKSON, TN 38305-2515

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyMadison County
MunicipalityJackson City
Unified School DistrictJackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$26,225 (-) Land $2,500 Building $23,725
2023$26,225 Land $2,500 Building $23,725
2022$914.00$104,900 Land $10,000 Building $94,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2010–2025)
Most Recent ClaimMay 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON WATER SYSTEM
serves 91,111 people · EPA ID TN0000299
Water SourceGroundwater
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
EPlus Broadband
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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