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55 Cedar St, Jay, NY 12941 Property Records

Essex County and Jay Town property record for 55 Cedar St, Jay, NY 12941 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,224 sqft · built 1968
Lot Size0.9 acres (39,204 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Sep 2020)
Tax Bill$7,388 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
APN615J100812

Property Details

APN / Parcel Number

Primary APN615J100812
Alternative APNs
  • 280001703200050140000000
  • 152800 17.32-5-14.000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,224 sqft Living Area
Gross Area1,272 sqft
1st Floor Area924 sqft
2nd Floor Area300 sqft
Upper Floors Area252 sqft
Basement Area624 sqft
Finished Basement624 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1995
Architectural StyleContemporary
Exterior MaterialWood
Lot Area39,204 sqft (0.9 acres)
Garage TypeBasement
PorchSlab
Porch Area349 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number615J100812
Street Address55 CEDAR ST
CityJAY
StateNY
Zip12941-2317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description150 JAY TRACT
Legal Block5
Legal Lot Number14.000
JurisdictionESSEX NY
Township / Civil DivisionJAY
Census Block Group1
Census Block1032
Census Tract960200

Owner

Source: Essex County and Jay Town records · APN 615J100812

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address55 CEDAR ST, JAY, NY 12941-2317
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 23, 2020 · Amount on Record
Deed SaleSep 23, 2020 · Amount on Record
Prior SaleFeb 03, 1999 · Amount on Record
Deed Document Number20203806
Deed Book / Page2002 / 297
Record UpdatedJun 08, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESSEX NY
Recording DateSep 23, 2020
Property Address55 CEDAR ST, JAY, NY 12941-2317
Document Number002002/297
Book / Page2002 / 297
Instrument DateAug 23, 2020
Instrument2020-3806
Transaction TypeTransfer
Record UpdatedApr 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 AMPERSAND AVE, SARANAC LAKE, NY 12983-1542

Mortgage

Document Number0020203807
DateSep 23, 2020
Instrument2020-3807
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Essex County and Jay Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyEssex County
County SubdivisionJay Town
Unified School DistrictAuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,388.00 (+115.33%)$388,500 (+62.21%) Land $184,100 Building $204,400$388,500 (+62.21%) Land $184,100 Building $204,400
2023$239,500 (+4.09%) Land $115,000 Building $124,500$239,500 (+4.09%) Land $115,000 Building $124,500
2022$3,431.00 (-8.26%)$230,100 Land $57,000 Building $173,100$230,100 Land $57,000 Building $173,100
2020$3,740.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360319602001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims9 (1981–2018)
Claims Outside the SFHA2 of 9
Most Recent ClaimJan 2018, tidal / storm surge
Claims By Storm
  • Hurricane Irene, Aug 2011 · 2 claims
  • Severe Storms High Winds, Rain And Flooding, Nov 1996 · 3 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 74 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

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