Essex County and Jay Town property record for 48 Cedar St, Jay, NY 12941 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2010 |
| Square Footage | 1,260 sqft Living Area |
| Lot Size | 39,204 sqft (0.9 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $520,000 (2026) |
| Tax Bill | $8,814.00 (2025) |
| Primary APN | 615J100611 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,260 sqft Living Area |
| 1st Floor | 1,260 sqft 1st Floor |
| Basement Area | 1,260 sqft Basement |
| Finished Basement | 1,260 sqft Finished |
| Unfinished Basement | 1,260 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Lot Area | 39,204 sqft (0.9 acres) |
| Shed | 1 Shed |
| Patio Area | 370 sqft Patio |
| Porch Area | 507 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Account Number | 615J100611 |
|---|---|
| Street Address | 48 CEDAR ST |
| City | JAY |
| State | NY |
| Zip | 12941-2316 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 150 JAY TRACT |
| Legal Block | 6 |
| Legal Lot Number | 1.000 |
| Jurisdiction | ESSEX NY |
| Minor Civil Division | JAY |
| Census Blockgroup | 1 |
| Census Block | 1031 |
| Census Tract | 960200 |
Source: Essex County and Jay Town records · APN 615J100611
Assessment roll updated April 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 CEDAR ST, JAY, NY 12941-2316 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 16, 2020 | Deed of Trust, Mortgage · Balloon Payment TD BANK NA |
| May 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTY MORTGAGE INC |
| Jul 26, 2024 | Warranty Deed, Transfer · Stand Alone First Mortgage 3 CS DEVELOPMENT LLC |
| Jun 05, 2018 | Deed of Trust, Mortgage DENNIN HELEN S EST |
| Jun 05, 2018 | Executor's Deed, Transfer DENNIN HELEN S EST |
| Apr 06, 2017 | Deed, Transfer GREGORY M DENNIN |
| Apr 06, 2017 | Deed, Transfer NOT AVAILABLE, GREGORY M DENNIN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 14, 2026 · Amount on Record |
| Deed Sale | May 14, 2026 · Amount on Record |
| Prior Sale | Jul 26, 2024 · Amount on Record |
| Deed Doc Number | 20261819 |
| Deed Book / Page | 2239 / 163 |
| Prior Transfer Date | Jul 09, 2007 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NY |
| Property Address | 48 CEDAR ST, JAY, NY 12941-2316 |
| Transaction Type | Mortgage |
| Record Updated | Jun 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020201101 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 2020-1101 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Apr 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESSEX NY |
| Recording Date | May 14, 2026 |
| Property Address | 48 CEDAR ST, JAY, NY 12941-2316 |
| Document Number | 002239/163 |
| Book / Page | 2239 / 163 |
| Instrument Date | May 08, 2026 |
| Instrument | 20261819 |
| Transaction Type | Transfer |
| Record Updated | Jun 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 CEDAR ST, JAY, NY 12941-2316 |
| Date | May 14, 2026 |
|---|
| Name | CROSSCOUNTY MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESSEX NY |
| Recording Date | Jul 26, 2024 |
| Property Address | 48 CEDAR ST, JAY, NY 12941-2316 |
| Document Number | 002171/165 |
| Book / Page | 2171 / 165 |
| Instrument Date | Jul 16, 2024 |
| Instrument | 2024-2443 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 HAVILAND RD APT 501, 501, HIGHLAND, NY 12528-1636 |
| Document Number | 0020242444 |
|---|---|
| Date | Jul 26, 2024 |
| Instrument | 2024-2444 |
| Name | 3 CS DEVELOPMENT LLC |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NY |
| Property Address | 48 CEDAR ST, JAY, NY 12941-2316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002511/0000000307 |
|---|---|
| Date | Jun 05, 2018 |
| Book Page | 0000002511/0000000307 |
| Instrument | 2018-2185 |
| Name | DENNIN HELEN S EST |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | ESSEX NY |
| Recording Date | Jun 05, 2018 |
| Property Address | 48 CEDAR ST, JAY, NY 12941-2316 |
| Document Number | 001915/179 |
| Book / Page | 1915 / 179 |
| Instrument Date | May 31, 2018 |
| Instrument | 2018-2184 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 451, HEMPSTEAD, NY 11550 |
| Document Number | 0000002511/0000000307 |
|---|---|
| Date | Jun 05, 2018 |
| Book Page | 0000002511/0000000307 |
| Instrument | 2018-2185 |
| Name | DENNIN HELEN S EST |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NY |
| Recording Date | Apr 06, 2017 |
| Property Address | 48 CEDAR ST, JAY, NY 12941-2316 |
| Document Number | 0000001869/0000000314 |
| Book / Page | 0000001869 / 0000000314 |
| Instrument Date | Apr 06, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Title Company | GREGORY M DENNIN |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2745 MAIN ST, LAKE PLACID, NY 12946-3559 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NY |
| Recording Date | Apr 06, 2017 |
| Property Address | 48 CEDAR ST, JAY, NY 12941-2316 |
| Document Number | 0000001869/0000000314 |
| Book / Page | 0000001869 / 0000000314 |
| Instrument Date | Apr 06, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2022 |
| Title Company | NOT AVAILABLE, GREGORY M DENNIN |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2745 MAIN ST, LAKE PLACID, NY 12946-3559 |
Source: Essex County and Jay Town records · Assessment roll updated April 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Essex County |
| County Subdivision | Jay Town |
| Unified School District | AuSable Valley Central School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,814.00 (+212.89%) | $585,800 (+168.59%) Land $184,100 Building $401,700 | $585,800 (+168.59%) Land $184,100 Building $401,700 |
| 2023 | $218,100 (+15.45%) Land $115,000 Building $103,100 | $218,100 (+15.45%) Land $115,000 Building $103,100 | |
| 2022 | $2,817.00 (-21.16%) | $188,906 Land $57,000 Building $131,906 | $188,906 Land $57,000 Building $131,906 |
| 2020 | $3,573.00 |
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