Macon County property record for 55 Cedar Cliff Rd, Otto, NC 28763
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 1973 |
| Lot Size | 2.65 acres (115,434 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $8,000 (Jun 2022) |
| Tax Bill | $158 (2026) |
| Deeds & Mortgages | Nov 2025 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 6580116242 |
| Primary APN | 6580116242 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Heated Area |
| 1st Floor Area | 1,056 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 115,434 sqft (2.65 acres) |
| Terrain | Rolling |
| Deck Area | 376 sqft |
| Patio Area | 376 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 160249 |
|---|---|
| Street Address | 55 CEDAR CLIFF RD |
| City | OTTO |
| State | NC |
| Zip | 28763-7005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | HERITAGE VALLEY CEDAR CLIFF RD |
| Legal Subdivision | HERITAGE VALLEY |
| Jurisdiction | MACON NC |
| Township / Civil Division | SMITHBRIDGE |
| Census Block Group | 5 |
| Census Block | 5028 |
| Census Tract | 970700 |
Source: Macon County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 278 HOWARD BRANCH RD, OTTO, NC 28763-9094 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2022 · Amount on Record |
| Deed Sale | Jun 14, 2022 · Amount on Record |
| Deed Document Number | 20224571 |
| Deed Book / Page | X41 / 503 |
| Prior Transfer Date | Jun 10, 2022 |
| Prior Transfer Doc | 0000004571 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 55 CEDAR CLIFF RD, OTTO, NC 28763-7005 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 278 HOWARD BRANCH RD, OTTO, NC 28763-9094 |
| Document Number | 00A44/2068 |
|---|---|
| Date | Nov 4, 2025 |
| Book Page | A-44/2068 |
| Instrument | 2025006778 |
| Name | AGSOUTH FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Address | 146 VICTORY LN, STATESVILLE, NC 28625 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Dec 1, 2056 |
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158.00 (+41.07%) | $46,620 (+40.13%) Land $44,690 Building $1,930 | $46,620 (+40.13%) Land $44,690 Building $1,930 |
| 2025 | $112.00 | ||
| 2023 | $33,270 Land $31,340 Building $1,930 | $33,270 Land $31,340 Building $1,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
| Frontier DSL | 10 / 1 |
No cell data coverage reported
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