432 Cedar Cliff Rd, Otto, NC 28763 Property Records

Macon County property record for 432 Cedar Cliff Rd, Otto, NC 28763

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 960 sqft · built 1982
Lot Size0.75 acres (32,670 sqft)
Owner2 Company Names on Record
Last Sale$134,500 (Mar 2003)
Tax Bill$787 (2026)
Deeds & MortgagesMar 2022 Transfer
Flood ZoneZone X (minimal risk)
APN6580205844

Property Details

APN / Parcel Number

Primary APN6580205844
Alternative APNs
  • 0702209
  • 152035
  • 160230
  • 92160

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Heated Area
1st Floor Area960 sqft
Basement Area960 sqft
Finished Basement960 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1987
Architectural StyleRustic
Exterior MaterialWood
Construction TypeFrame
Foundation TypeCrossed Walls
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area32,670 sqft (0.75 acres)
TerrainRolling
DrivewayAsphalt Driveway
Driveway Area2,400 sqft

Exterior Amenities

PorchPatio
Porch Area192 sqft
Deck Area304 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number160230
Street Address432 CEDAR CLIFF RD
CityOTTO
StateNC
Zip28763
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionTRACT 12 HERITAGE HILL EST
Legal SubdivisionHERITAGE HILLS ESTATES
Legal Tract12
JurisdictionMACON NC
Township / Civil DivisionSMITHBRIDGE
Census Block Group5
Census Block5028
Census Tract970700

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address121 HOWARD AVE, CLEMSON, SC 29631-2161
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2003 · Amount on Record
Deed SaleMar 4, 2003 · Amount on Record
Deed Book / Page26 / 1739
Last Transfer DateFeb 23, 2022
Transfer Doc00S41/2059
Record UpdatedOct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACON NC
Recording DateMar 30, 2022
Property Address432 CEDAR CLIFF RD, OTTO, NC 28763
Document Number00S41/2059
Book / PageS-41 / 2059
Map ReferenceCAB 1 SL 225 PG 5
Instrument DateFeb 23, 2022
Instrument2022002453
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address121 HOWARD AVE, CLEMSON, SC 29631-2161

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$787.00$196,880 (+1.18%) Land $41,880 Building $155,000$196,880 (+1.18%) Land $41,880 Building $155,000
2025$787.00 (+1.55%)$194,580 (-) Land $41,880 Building $152,700$194,580 (-) Land $41,880 Building $152,700
2023$775.00$194,580 Land $41,880 Building $152,700$194,580 Land $41,880 Building $152,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Starlink
Satellite
280 / 30
Skyrunner
Fixed Wireless
25 / 10
Frontier
DSL
10 / 1

Cell Coverage

No cell data coverage reported

Nearby Properties on Cedar Cliff Rd

Nearby Streets

Search Property Records by Address or Parcel Number