55 Cardinal Dr, Brevard, NC 28712 Property Records

Transylvania County property record for 55 Cardinal Dr, Brevard, NC 28712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,138 sqft · built 1975
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$323,000 (Apr 2018)
Tax Bill	$2,339 (2026)
Deeds & Mortgages	Apr 2018 Sale & Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8585-11-0191-000`

Property Details

APN / Parcel Number

Primary APN	`8585-11-0191-000`
Alternative APN	`70474130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,138 sqft Heated Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2005
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	39,204 sqft (0.9 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	70474130
Street Address	55 CARDINAL DR
City	BREVARD
State	NC
Zip	28712-4227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S C L102 CARDINAL DR .94
Legal Subdivision	ILLACHEE HILLS SUBDIVISION
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	CATHEYS CREEK
Census Block Group	4
Census Block	4000
Census Tract	960302

Owner

Source: Transylvania County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 CARDINAL DR, BREVARD, NC 28712-4227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2018	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Feb 21, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2018 · Amount on Record
Deed Sale	Apr 4, 2018 · Amount on Record
Prior Sale	Feb 21, 2017 · Amount on Record
Deed Document Number	20181560
Deed Book / Page	837 / 576
Prior Transfer Date	Nov 11, 2010
Prior Transfer Doc	0005650782
Record Updated	Oct 29, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Apr 4, 2018
Property Address	55 CARDINAL DR, BREVARD, NC 28712-4227
Document Number	0008370576
Book / Page	837 / 576
Map Reference	MB 5 PG 78
Instrument Date	Apr 4, 2018
Instrument	2018001560
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$646.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1000 F AVE, 1000, CAYCE, SC 29033-3335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 CARDINAL DR, BREVARD, NC 28712-4227

Mortgage

Document Number	2018001561
Date	Apr 4, 2018
Instrument	2018001561

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Feb 21, 2017
Property Address	55 CARDINAL DR, BREVARD, NC 28712-4227
Document Number	0007950109
Book / Page	795 / 109
Map Reference	MB 5 PG 78
Instrument Date	Feb 7, 2017
Instrument	2017000934
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	158 W WATERS EDGE LN, 158, WEST UNION, SC 29696-3624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 CARDINAL DR, BREVARD, NC 28712-4227

Mortgage

Document Number	2017000935
Date	Feb 21, 2017
Instrument	2017000935

Lender

Name	UNITED COMMUNITY MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,339.00	$486,950 (-) Land $60,000 Building $426,950	$486,950 (-) Land $60,000 Building $426,950
2025	$2,339.00 (+23.11%)	$486,950 (+68.65%) Land $60,000 Building $426,950	$486,950 (+68.65%) Land $60,000 Building $426,950
2023	$1,900.00	$288,730 Land $50,000 Building $238,730	$288,730 Land $50,000 Building $238,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BREVARD serves 11,336 people · EPA ID NC0188010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

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