11 Cardinal Dr, Brevard, NC 28712 Property Records

Transylvania County property record for 11 Cardinal Dr, Brevard, NC 28712

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,286 sqft · built 1978
Lot Size	1.13 acres (49,287 sqft)
Owner	2 Trust Names on File
Last Sale	$610,000 (Jan 2025)
Tax Bill	$2,078 (2026)
Deeds & Mortgages	Jul 2024 Line of Credit Jan 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8585-11-3129-000`

Property Details

APN / Parcel Number

Primary APN	`8585-11-3129-000`
Alternative APNs	`70626490` `125000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,286 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	49,287 sqft (1.13 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	70626490
Street Address	11 CARDINAL DR
City	BREVARD
State	NC
Zip	28712-4227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S C L101 CARDINAL DR
Legal Subdivision	ILLAHEE HILLS
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	CATHEYS CREEK
Census Block Group	4
Census Block	4000
Census Tract	960302

Owner

11 Cardinal Dr is owner-occupied and held in a trust since January 2025.

Source: Transylvania County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	11 CARDINAL DR, BREVARD, NC 28712-4227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 29, 2025	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2025 · Amount on File
Deed Sale	Jan 29, 2025 · Amount on File
Deed Document Number	2025350
Deed Book / Page	1139 / 349
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	11 CARDINAL DR, BREVARD, NC 28712-4227
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011200298
Date	Jul 8, 2024
Book Page	1120/298
Instrument	2024003179

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	100 N TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 27, 2054

Interest

Change Frequency	Monthly

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Jan 29, 2025
Property Address	11 CARDINAL DR, BREVARD, NC 28712-4227
Document Number	0011390349
Book / Page	1139 / 349
Map Reference	FILE 25 SL 24
Instrument Date	Jan 22, 2025
Instrument	2025000350
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 CARDINAL DR, BREVARD, NC 28712-4227

Mortgage

Document Number	2025000351
Date	Jan 29, 2025
Instrument	2025000351

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 11 Cardinal Dr was $2,078.

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,078.00	$432,620 (-) Land $60,000 Building $372,620	$432,620 (-) Land $60,000 Building $372,620
2025	$2,078.00	$432,620 Land $60,000 Building $372,620	$432,620 Land $60,000 Building $372,620
2023	$1,626.00	$247,130 Land $50,000 Building $197,130	$247,130 Land $50,000 Building $197,130

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 11 Cardinal Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Cardinal Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BREVARD serves 11,336 people · EPA ID NC0188010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

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