55 Broad St, Charleston, SC 29401 Property Records

Charleston County property record for 55 Broad St, Charleston, SC 29401

Property Summary

Property Type	Commercial
Details	3,604 sqft · built 2000
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on File
Last Sale	$1,200,000 (Sep 2019)
Tax Bill	$18,144 (2025)
Deeds & Mortgages	Sep 2019 Sale & Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`458-09-03-052`

Property Details

APN / Parcel Number

Primary APN	`458-09-03-052`

Interior

Units	5 Units
Stories	2 Stories
Building Area	3,604 sqft Total Area
1st Floor Area	1,306 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	1,742 sqft (0.04 acres)
Lot Dimensions	73 ft deep x 18 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	55 BROAD ST
City	CHARLESTON
State	SC
Zip	29401-2921
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DESCRIPTION -55 BROAD
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1028
Census Tract	200

Owner

55 Broad St, a commercial property, is owned by a company that bought it in September 2019.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	54 SMITH ST, CHARLESTON, SC 29401-1330
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2019 · Amount on File
Deed Sale	Sep 30, 2019 · Amount on File
Prior Sale	Mar 14, 2003 · Amount on File
Deed Book / Page	825 / 606
Record Updated	Oct 29, 2026

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 30, 2019
Property Address	55 BROAD ST, CHARLESTON, SC 29401-2921
Document Number	0825/0606
Book / Page	000825 / 000606
Instrument Date	Sep 26, 2019
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	54 SMITH ST CHARLESTON SC 294011330, CHARLESTON, SC 29401-1330

Mortgage

Document Number	825/0609
Date	Sep 30, 2019
Book Page	000825/000609

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 29, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 55 Broad St was $18,144, up 3.4% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,144.00 (+3.36%)	$1,102,900 (+1,695.08%) Land $294,660 Building $808,240	$1,102,900 Land $294,660 Building $808,240
2024	$17,554.00	$61,440
2022	$16,310.00	$61,440	$1,200,000 Land $303,000 Building $897,000
2020			$1,200,000 Land $303,000 Building $897,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55 Broad St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 185 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	293 units insured incl. 108 condo units
Nearby Flood Claims	145 (1979–2024)
Claims Outside the SFHA	21 of 145
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Severe Storms And Flooding, Oct 2015 · 14 claims Hurricane Hugo, Sep 1989 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 55 Broad St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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