55 Bowen St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 55 Bowen St, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,664 sqft · built 1910
Lot Size0.115 acres (5,009 sqft)
Owner2 Individual Names on File
Last Sale$88,500 (Jul 1994)
Tax Bill$3,628 (2026)
Deeds & MortgagesJul 2019 Refinance
Flood ZoneZone X (minimal risk)
APN83-00

Property Details

APN / Parcel Number

Primary APN83-00
Alternative APN
  • CUMB M:007 B:0429 L:000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,664 sqft Living Area
Gross Area2,711 sqft
1st Floor Area832 sqft
Basement Area832 sqft
Unfinished Basement832 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialMetal
Lot Area5,009 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number83-00
Street Address55 BOWEN ST
CityCUMBERLAND
StateRI
Zip02864-7436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code110
Legal Block429
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group5
Census Block5008
Census Tract11200

Owner

55 Bowen St is owned and occupied by two individuals who bought it in July 1994.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address55 BOWEN ST, CUMBERLAND, RI 02864-7436
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 1994 · Amount on File
Deed SaleJul 18, 1994 · Amount on File
Deed Book / Page610 / 213
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address55 BOWEN ST, CUMBERLAND, RI 02864-7436
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE AND CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1806-811
DateJul 12, 2019
Book Page1806/811
Lender
NameAMERISAVE MORTGAGE CORP
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 55 Bowen St was $3,628, down 1.9% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,628.00 (-1.92%)$362,400 (+20.2%) Land $172,700 Building $189,700$369,072
2025$3,699.00$301,500 Land $87,700 Building $213,800
2023$3,503.00 (+11.49%)$301,500 (+43.85%) Land $87,700 Building $213,800
2022$3,142.00$209,600 Land $64,300 Building $145,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Bowen St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 55 Bowen St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

Nearby Properties on Bowen St

Nearby Streets

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