50 Bowen St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 50 Bowen St, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,170 sqft · built 1950
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Jan 2022)
Tax Bill	$3,755 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-0006-89`

Property Details

APN / Parcel Number

Primary APN	`3-0006-89`
Alternative APN	`CUMB M:007 B:0662 L:000`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,170 sqft Living Area
Gross Area	2,515 sqft
1st Floor Area	780 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,009 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3-0006-89
Street Address	50 BOWEN ST
City	CUMBERLAND
State	RI
Zip	02864-7437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	110
Legal Block	662
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	5
Census Block	5007
Census Tract	11200

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50 BOWEN ST, CUMBERLAND, RI 02864-7437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION
Jan 4, 2022	Warranty Deed, Transfer · FHA Mortgage AMERICAN NATIONWIDE MORTGAGE CO INC
Jan 9, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP
May 7, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP
Mar 13, 2017	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2022 · Amount on Record
Deed Sale	Jan 4, 2022 · Amount on Record
Prior Sale	Jan 9, 2020 · Amount on Record
Deed Document Number	2022130220
Deed Book / Page	1918 / 381
Transfer Doc	1457-515
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	50 BOWEN ST, CUMBERLAND, RI 02864-7437
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002018-51
Date	Dec 11, 2025
Book Page	2018/51
Instrument	152621

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	229 Months
Due	Jan 1, 2045

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jan 4, 2022
Property Address	50 BOWEN ST, CUMBERLAND, RI 02864-7437
Document Number	001918-381
Book / Page	1918 / 381
Instrument Date	Dec 30, 2021
Instrument	130220
Transaction Type	Transfer
Record Updated	Jan 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	580 METACOM AVE, WARREN, RI 02885-2827

Mortgage

Document Number	0000130221
Date	Jan 4, 2022
Instrument	130221

Lender

Name	AMERICAN NATIONWIDE MORTGAGE CO INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jan 9, 2020
Property Address	50 BOWEN ST, CUMBERLAND, RI 02864-7437
Document Number	1826-633
Book / Page	1826 / 633
Instrument Date	Jan 9, 2020
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 PARK ST APT 2, 2, ATTLEBORO, MA 02703-3170

Mortgage

Document Number	1826636
Date	Jan 9, 2020
Instrument	1826/636

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	May 7, 2018
Property Address	50 BOWEN ST, CUMBERLAND, RI 02864-7437
Document Number	1772-275
Book / Page	1772 / 275
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.15
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17720277
Date	May 7, 2018
Instrument	01772/0277

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2048

March 2017: Correction Deed

Document Type	Correction Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Mar 13, 2017
Property Address	50 BOWEN ST, CUMBERLAND, RI 02864-7437
Document Number	1737-172
Book / Page	001737 / 000172
Instrument Date	Mar 2, 2017
Record Updated	Apr 6, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,755.00 (+7.07%)	$375,100 (+31.25%) Land $172,700 Building $202,400	$397,357
2025	$3,507.00 (+5.6%)	$285,800 (-) Land $87,700 Building $198,100
2023	$3,321.00 (+2.25%)	$285,800 (+31.89%) Land $87,700 Building $198,100
2022	$3,248.00	$216,700 Land $64,300 Building $152,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Bowen St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures