Gallatin County property record for 55 Bluffside Dr, Sparta, KY 41086 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,383 sqft · built 1991 |
| Lot Size | 0.291 acres (12,676 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Nov 2019) |
| Tax Bill | $2,218 (2025) |
| Deeds & Mortgages | Nov 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 9-SVE-062 |
| Primary APN | 9-SVE-062 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,383 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,676 sqft (0.291 acres) |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 364 sqft |
| Deck Area | 312 sqft |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Account Number | 6248-1 |
|---|---|
| Street Address | 55 BLUFFSIDE DR |
| City | SPARTA |
| State | KY |
| Zip | 41086-9598 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 62 SCENIC VIEW EST |
| Legal Subdivision | SCENIC VIEW ESTATE |
| Legal Lot Number | 62 |
| Jurisdiction | GALLATIN KY |
| Township / Civil Division | WARSAW |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 960104 |
Source: Gallatin County records · APN 9-SVE-062
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 55 BLUFFSIDE DR, SPARTA, KY 41086-9598 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 14, 2019 · Amount on Record |
| Deed Sale | Nov 14, 2019 · Amount on Record |
| Prior Sale | Apr 16, 2012 · Amount on Record |
| Deed Document Number | 74735 |
| Deed Book / Page | D130 / 157 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GALLATIN KY |
| Recording Date | Nov 14, 2019 |
| Property Address | 55 BLUFFSIDE DR, SPARTA, KY 41086-9598 |
| Document Number | 00D130/157 |
| Book / Page | D130 / 157 |
| Map Reference | MB 2 PG 4 |
| Instrument Date | Nov 12, 2019 |
| Instrument | 74735 |
| Transaction Type | Transfer |
| Record Updated | Mar 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 827, WARSAW, KY 41095-0827 |
| Name | Verified Name |
|---|---|
| Address | 55 BLUFFSIDE DR, SPARTA, KY 41086-9598 |
| Document Number | 000M243117 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | M243/117 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
Source: Gallatin County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Gallatin County |
| Unified School District | Gallatin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,218.00 (-21.12%) Homeowner's exemption | $240,000 (-) Land $50,000 Building $190,000 | $240,000 (-) Land $50,000 Building $190,000 |
| 2023 | $2,812.00 | $240,000 Land $50,000 Building $190,000 | $240,000 Land $50,000 Building $190,000 |
Source: FEMA National Flood Hazard Layer, Gallatin County (21077C), updated March 21, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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