Gallatin County property record for 40 Bluffside Dr, Sparta, KY 41086
| Property Type | Single Family Home |
|---|---|
| Details | 1,610 sqft · built 2003 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Aug 2019) |
| Tax Bill | $2,149 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 9-SVE-038&039 |
| Primary APN | 9-SVE-038&039 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,610 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.339 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Sewer | Connected |
| Account Number | 6152-1 |
|---|---|
| Street Address | 40 BLUFFSIDE DR |
| City | SPARTA |
| State | KY |
| Zip | 41086-9599 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | LOT 38 & 39 SCENIC VIEW EST |
| Legal Subdivision | SCENIC VIEW EST |
| Legal Lot Number | 38,39 |
| Jurisdiction | GALLATIN KY |
| Township / Civil Division | WARSAW |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 960104 |
Source: Gallatin County records · APN 9-SVE-038&039
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 BLUFFSIDE DR, SPARTA, KY 41086-9599 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH CENTRAL BANK |
| Aug 08, 2019 | Warranty Deed, Transfer · Conventional Mortgage SOUTH CENTRAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 08, 2019 · Amount on Record |
| Deed Sale | Aug 08, 2019 · Amount on Record |
| Deed Document Number | 0000129437 |
| Deed Book / Page | 129 / 437 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN KY |
| Property Address | 40 BLUFFSIDE DR, SPARTA, KY 41086-9599 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M252/679 |
|---|---|
| Date | Feb 03, 2021 |
| Book Page | M252/679 |
| Instrument | 78077 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | GLASGOW, KY 42141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALLATIN KY |
| Recording Date | Aug 08, 2019 |
| Property Address | 40 BLUFFSIDE DR, SPARTA, KY 41086-9599 |
| Document Number | 00D129/437 |
| Book / Page | D129 / 437 |
| Map Reference | SL A26 |
| Instrument Date | Aug 08, 2019 |
| Instrument | 74304 |
| Transaction Type | Transfer |
| Record Updated | Mar 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 BLUFFSIDE DR, 40, SPARTA, KY 41086-9599 |
| Name | Verified Name |
|---|---|
| Address | 40 BLUFFSIDE DR, SPARTA, KY 41086-9599 |
| Document Number | 000M241329 |
|---|---|
| Date | Aug 08, 2019 |
| Instrument | M241/329 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Gallatin County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Gallatin County |
| Unified School District | Gallatin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,149.00 (-0.88%) | $185,000 (-) Land $30,000 Building $155,000 | $185,000 (-) Land $30,000 Building $155,000 |
| 2023 | $2,168.00 | $185,000 Land $30,000 Building $155,000 | $185,000 Land $30,000 Building $155,000 |
Source: FEMA National Flood Hazard Layer as of March 21, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 13 (2018–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile USA.
Based on FCC filings for 81 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GALLATIN COUNTY WATER DISTRICT serves 5,860 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Also Mapped Here | CARROLL CO WATER DISTRICT #1 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures