55 Bluff Rd, Saint Joseph, TN 38481 Property Records

Lawrence County property record for 55 Bluff Rd, Saint Joseph, TN 38481

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,022 sqft · built 1998
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$4,500 (Jan 1994)
Tax Bill	$721 (2023)
Flood Zone	Zone X (minimal risk)
APN	`050156 04607`

Property Details

APN / Parcel Number

Primary APN	`050156 04607`
Alternative APN	`156 04607`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,022 sqft Living Area
1st Floor Area	1,022 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	105 ft deep x 200 ft wide

Exterior Amenities

Porch	Slab
Porch Area	118 sqft
Deck Area	50 sqft
Patio Area	50 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	55 BLUFF RD
City	SAINT JOSEPH
State	TN
Zip	38481-5030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: LOT 2
Legal Lot Number	2
Jurisdiction	LAWRENCE TN
Township / Civil Division	1
Census Block Group	2
Census Block	2015
Census Tract	960600

Owner

Source: Lawrence County records · APN 050156 04607

Assessment roll updated January 23, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	55 BLUFF RD, SAINT JOSEPH, TN 38481-5030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 10, 1994 · Amount on Record
Deed Sale	Jan 10, 1994 · Amount on Record
Deed Book / Page	272 / 353
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Lawrence County records · Assessment roll updated January 23, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Municipality	St. Joseph City
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,150 (-) Land $1,300 Building $27,850
2023	$721.00	$29,150 (-) Land $1,300 Building $27,850
2022	$721.00	$29,150 Land $1,300 Building $27,850	$116,600 Land $5,200 Building $111,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 17, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2000 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Loretto Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 19 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST JOSEPH WATER SYSTEM serves 1,533 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.